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3805 Bowdoin St, Des Moines, IA, 50313

5beds
2baths
2,015sqft
$210,000
$104price/sqft
$1,683/moest. monthly cost
$67,320/yrincome needed

About This Home

NFC is better than ever, with NFC's Advantage Loan! Now receive up to a $15,000 forgivable loan on repairs. Now available with a home purchase a $15,000 down payment Assistance. These are increases in Polk County lending area!! This one Story with Finish attic home has a lot of living space, large eat in kitchen, three bedrooms on the main level, (One bedroom is converted to a main floor laundry), one 3/4 bath, parlor type sitting room or dinning room, den or library or office, according to the Assessors information the main floor area is 1152 sq. ft. Two enclosed porches totaling 320 sq.ft., a canopy deck measuring 48 sq. ft. This home is handicapped accessible via a ramp off the back deck. Total sq.ft.. living space according to the Assessor is 2015 sq. ft. This home was built in 1922, remodeled in 1948. The upper living area is 480 sq. ft., the attic finished area is 383 sq. ft., with two bedrooms and one 3/4 bath. Plenty of storage area in the attic or play area. The dry basement has a work bench and more storage space. The garage is 18 X 34 (2 stalls) with storage possibilities overhead; was built in 1996.

Getting Around

74
WalkingVery Walkable
36
TransitSome Transit
52
BikeBikeable

Schools

3/10
1/10
Harding Middle SchoolGrades 6-80.3 mi
2/10
North High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1922

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt,Shingle
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: See Remarks
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • 3/4 bathrooms: 2
  • Main level bedrooms: 3

Features

  • Dining Area,Window Treatments
  • Flooring: Carpet,Vinyl

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 2,015
  • Total interior livable area: 2,015 sqft

Property

Accessibility

  • Accessibility features: Grab Bars,Accessible Approach with Ramp

Details

  • Parcel number: 07002498000000
  • Zoning: N5

Features

  • Fencing: Wood

Lot

  • Lot size: 0.25 Acres
  • Features: Rectangular Lot

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$205$2,460
Property Taxes $267$3,204
Electricity $150$1,803
Total$1,683$20,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,702/yr
40% on housing$50,490/yr
45% on housing$44,880/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$104This listing

vs Other Active Listings

Avg $/sqft

ZIP 50313$113
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50313$153
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$250,000

For Sale by Agent

AgentMary Godwin
BrokerageRE/MAX Concepts

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