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302 Polo Dr, Shelocta, PA, 15774

3beds
2baths
1,080sqft
$105,000
$97price/sqft
$1,037/moest. monthly cost
$41,480/yrincome needed

About This Home

This 3 bedroom 2 full bath home offers one level of living, adequate parking ,and sits on .32 acres at the end of a dead end road. Enter the home off the small deck (recelty done in 2024) and into the large living room that opens into the kitchen. Off the kitchen you will find a laundry room. On one end of the home you will find the primary bedroom which features a walk in closet and full bathroom. The second and third bedroom are located on the other end of the home and conveniently located next to the second full bathroom. Many updates have been made throughout the home over the years, including a new roof in 2025 and a new hot water tank in 2024. Home is not located in a trailer court.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
Ben Franklin El SchoolGrades PK-36.0 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1999

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher

Bedroom2

  • Level: Main
  • Dimensions: 13x8

Bedroom3

  • Level: Main
  • Dimensions: 13x8

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Other,Vinyl

Heating

  • Heating features: Forced Air,Propane

Interior Area

  • Total structure area: 1,080
  • Total interior livable area: 1,080 sqft

Kitchen

  • Level: Main
  • Dimensions: 15x8

Laundry

  • Level: Main
  • Dimensions: 8x5

Living Room

  • Level: Main
  • Dimensions: 17x13

Master Bedroom

  • Level: Main
  • Dimensions: 13x13

Property

Details

  • Parcel number: 0203011300000

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.33 Acres
  • Lot size dimensions: 0.33

Parking

  • Total spaces: 3
  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Lightning
Cold Wave

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$75$900
Property Taxes $208$2,496
Electricity $224$2,692
Total$1,037$12,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,554/yr
40% on housing$31,110/yr
45% on housing$27,653/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$97This listing

vs Other Active Listings

Avg $/sqft

ZIP 15774$100
Indiana County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 15774$111
Indiana County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-19Listed for sale$115,000
2007-01-02Sold$24,030

For Sale by Agent

AgentLisa Cairns
BrokerageLOYALHANNA REALTY, LLC

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