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401 N 5th St, Indiana, PA, 15701

3beds
3baths
2,807sqft
$194,900
$69price/sqft
$1,770/moest. monthly cost
$70,800/yrincome needed

About This Home

Step inside to enjoy this spacious 3 bed, 3 bath ranch home in White Township, conveniently located between the Jr. and Sr. High Schools. Features include a large living room, dining room with built-in cabinets, and a master bedroom with a 1/2 bath and private balcony. There is also a 26X20 additional room with its own entrance, ideal for a business or family/game room. The finished basement provides extra living space, a fireplace, 2nd kitchen, full bathroom, and laundry. A two-door integral garage and a fenced yard with a shed complete this home!

Getting Around

68
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

7/10
East Pike El SchoolGrades PK-31.2 mi
7/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1973

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Refrigerator,Stove

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bedroom2

  • Level: Main
  • Dimensions: 11X10

Bedroom3

  • Level: Main
  • Dimensions: 11X9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Main
  • Dimensions: 26X20

Bonus Room

  • Level: Main
  • Dimensions: 19X10

Bonus Room

  • Level: Lower
  • Dimensions: 19X10

Den

  • Level: Main
  • Dimensions: 15X11

Dining Room

  • Level: Main
  • Dimensions: 10X8

Family Room

  • Level: Lower
  • Dimensions: 26X22

Features

  • Pantry
  • Window features: Multi Pane
  • Flooring: Laminate,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 2,807
  • Total interior livable area: 2,807 sqft

Kitchen

  • Level: Main
  • Dimensions: 14X8

Kitchen

  • Level: Lower
  • Dimensions: 22X18

Living Room

  • Level: Main
  • Dimensions: 18X14

Master Bedroom

  • Level: Main
  • Dimensions: 11X11

Property

Details

  • Parcel number: 4204722700000

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 0.2929

Parking

  • Total spaces: 2
  • Parking features: Built In,Garage Door Opener
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Landslide
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $985$11,820
Home Insurance *$107$1,284
Property Taxes $371$4,452
Electricity $307$3,695
Total$1,770$21,240
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,685/yr
40% on housing$53,100/yr
45% on housing$47,200/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 15701$119
Indiana County$94

vs Homes Sold Last Month

Median $/sqft

ZIP 15701$130
Indiana County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$219,900

For Sale by Agent

AgentNathan Kamler
BrokerageRE/MAX REAL ESTATE SPECIALIST

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