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5120 White Oak Dr, Indiana, PA, 15701

4beds
4baths
3,637sqft
$595,120
$164price/sqft
$4,871/moest. monthly cost
$194,840/yrincome needed

About This Home

Offering a rare combination of land, privacy, and recreation, this extensively updated residence spans two parcels totaling 1.03 acres within a desirable neighborhood setting in Forest Manor. The interior is defined by generous proportions and a thoughtful layout that supports both daily life and entertaining. The main living spaces unfold with ease—anchored by a well-appointed kitchen with breakfast nook, a formal dining room with gas fireplace, and an expansive family room that opens to a covered deck overlooking the grounds. Hardwood and tile flooring extend throughout, reinforcing a clean, cohesive aesthetic. A private office and an oversized main-level room provide flexibility for guests or additional living space, while the upper level offers four bedrooms, including a primary suite with walk-in closet and en-suite bath. A secondary bath features a walk-in wraparound shower, adding a level of finish not often found in comparable homes. The outdoor setting distinguishes the property. A fenced section off the patio offers a defined space for everyday use, complemented by a stone fire pit. The additional parcel introduces a sense of openness and separation, while a full tennis court with dual basketball hoops creates a rare recreational amenity that elevates the property beyond the typical. The finished lower level adds further versatility, offering space for recreation, fitness, or media, along with a bonus room and dedicated laundry area. Nearly the entire home was updated in 2017, including the roof. A circular driveway and attached garage complete the offering. A distinctive property offering scale, flexibility, and amenities rarely found together—thoughtfully updated and well suited for modern living. Buyer to verify all square footage.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
East Pike El SchoolGrades PK-33.2 mi
7/10

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Crawl Space,Block
  • Roof: Metal
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2017

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Water Heater,Washer,Dryer,Gas Water Heater
  • Laundry features: Main Level,In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bathroom1

  • Features: Bathroom - Walk-In Shower
  • Level: Lower
  • Area: 70
  • Dimensions: 5 X 14

Bathroom1

  • Features: Bathroom - Tub Shower,Bathroom - Walk-In Shower,Double Sink,Flooring - Ceramic Tile
  • Level: Upper
  • Area: 117
  • Dimensions: 9 X 13

Bedroom1

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 136
  • Dimensions: 8 X 17

Bedroom2

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 154
  • Dimensions: 11 X 14

Bedroom3

  • Features: Flooring - HardWood
  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 150
  • Dimensions: 15 X 10

Bonus Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 200
  • Dimensions: 20 X 10

Breakfast Room

  • Features: Breakfast Nook,Flooring - HardWood
  • Level: Main
  • Area: 112
  • Dimensions: 16 X 7

Dining Room

  • Features: Flooring - HardWood,Formal Dining Room,Fireplace - Gas
  • Level: Main
  • Area: 168
  • Dimensions: 12 X 14

Features

  • Flooring: Hardwood,Tile/Brick
  • Number of fireplaces: 1
  • Fireplace features: Gas/Propane
  • Fireplace: Yes
  • Finished area below ground: 826
  • Finished area above ground: 2,811

Foyer

  • Features: Flooring - Tile/Brick
  • Level: Main
  • Area: 221
  • Dimensions: 13 X 17

Half Bath

  • Features: Flooring - Tile/Brick
  • Level: Main
  • Area: 25
  • Dimensions: 5 X 5

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 4,218
  • Total interior livable area: 3,637 sqft

Kitchen

  • Features: Flooring - HardWood,Eat-in Kitchen
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Laundry

  • Features: Flooring - Tile/Brick
  • Level: Lower
  • Area: 70
  • Dimensions: 7 X 10

Living Room

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 352
  • Dimensions: 11 X 32

Living Room

  • Features: Flooring - HardWood,Cathedral/Vaulted Ceiling
  • Level: Main
  • Area: 504
  • Dimensions: 24 X 21

Office

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Primary Bathroom

  • Features: Bathroom - Walk-In Shower,Double Sink,Flooring - Luxury Vinyl Tile,Soaking Tub
  • Level: Upper
  • Area: 96
  • Dimensions: 8 X 12

Primary Bedroom

  • Features: Attached Bathroom,Ceiling Fan(s),Flooring - HardWood,Walk-In Closet(s)
  • Level: Upper
  • Area: 276
  • Dimensions: 23 X 12

Utility Room

  • Level: Lower
  • Area: 168
  • Dimensions: 12 X 14

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 42078602.00 & 42078601.00
  • Zoning: R & RO
  • Special condition: Standard
  • Exclusions: Playhouse

Features

  • Levels: Multi/Split,Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch,Deck,Patio
  • Exterior features: Tennis Court(s)
  • Fencing: Partial

Lot

  • Lot size: 1.03 Acres
  • Features: Additional Lot(s)

Parking

  • Total spaces: 6
  • Parking features: Garage Faces Front,Inside Entrance,Garage Door Opener,Oversized,Storage,Circular Driveway,Concrete,Private,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Inland Flooding
Landslide
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,009$36,108
Home Insurance *$328$3,936
Property Taxes $1,135$13,620
Electricity $399$4,788
Total$4,871$58,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,005/yr
40% on housing$146,130/yr
45% on housing$129,893/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 15701$116
Indiana County$93

vs Homes Sold Last Month

Median $/sqft

ZIP 15701$130
Indiana County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Price change$619,900
2026-04-10Listed for sale$629,900

For Sale by Agent

AgentStephanie Stavig
BrokerageLusk & Associates Sotheby's International Realty

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