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2869 Four Mile Dr, Montoursville, PA, 17754

2beds
2baths
1,366sqft
$224,900
$165price/sqft
$1,876/moest. monthly cost
$75,040/yrincome needed

About This Home

Wonderful Loyalsock location cat-a-corner from Shick Elementary grounds. Good starter home with comfortable flow. Kitchen features farmhouse sink, gray granite counters, Pellet stove centrally located in LR. Recent 220 amp electric service upgrade. Recent bedroom and kitchen windows. Attic has planked floor with 4' clear headroom. Sellers say ''great neighbors''. Substantial work to dry and finish basement, but good potential for another 1114 sf of living space there. Nice large gently sloping backyard. Good southern exposure, abundant windows make it light and bright, even in winter. New garage door ordered, should be installed by May10th. Chimney being repainted to better match brick color, should also be done by May 10th.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

5/10
Donald E. Schick SchoolGrades PK-50.3 mi
9/10

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Frame,See Remarks

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Ranch

Interior

Appliances

  • Appliances included: Electric,Dishwasher,Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: See Remarks,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Window features: Thermal,New,See Remarks
  • Flooring: Wood,Granite/Quartz/Stone,Hardwood
  • Fireplace features: Insert,Pellet Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,366

Heating & Cooling

  • Heating features: Natural Gas,See Remarks
  • Cooling features: None

Interior Area

  • Total structure area: 1,366
  • Total interior livable area: 1,366 sqft

Property

Details

  • Parcel number: 26-002-312
  • Zoning: 101

Features

  • Levels: One
  • Patio & porch: Porch
  • Has view: Yes
  • View description: Park/Greenbelt
  • Waterfront features: None
  • Topography of land: Level

Lot

  • Lot size: 0.36 Acres
  • Features: Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$92$1,104
Property Taxes $423$5,076
Electricity $224$2,692
Total$1,876$22,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,320/yr
40% on housing$56,280/yr
45% on housing$50,026/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 17754$144
Lycoming County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 17754$151
Lycoming County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$249,900
2018-10-05Sold$96,000

For Sale by Agent

AgentLawrence Ross
BrokerageRoss & Rockwell

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