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210 N Loyalsock Ave, Montoursville, PA, 17754

2beds
1baths
1,244sqft
$176,000
$141price/sqft
$1,366/moest. monthly cost
$54,640/yrincome needed

About This Home

Pride of ownership emanates throughout this welcoming home located in the idyllic outskirts of Montoursville's downtown. The unique lofted floor plan opens with a living space awash with natural light from soaring two-story ceilings. Located on the upper level, the primary bedroom offers generous storage, including a separate nook and two closets flanking a built-in bench seating area. From here, a cased opening overlooks the living room, creating a treehouse effect and an openness that is rare in homes of this square footage. The eat-in kitchen is encircled by wood cabinets and windows on both sides for natural light throughout the day. The three-piece bathroom sits adjacent to a laundry room with direct outdoor access. The nearby secondary bedroom is a versatile hideaway with backyard views. Outside, the home is surrounded by low-maintenance landscaping with plenty of room to personalize. Whether you're seeking a garden with multiple raised beds, a place to plant fruit trees, or simply a space in which to relax, the sunny backyard offers endless possibilities. A lush lawn stretches out towards the spacious storage shed that can easily fit lawnmowers, seasonal decor, power tools, and more -- imagine it as a potting shed or a workshop. The private driveway can easily fit three cars. A central location places this home within a ten-minute stroll of Indian Park's nature trails, baseball fields, duck ponds, and disc golf course, or a five-minute walk to Montoursville's charming downtown. Cafes, restaurants, and the Williamsport Airport are all just a stone's throw away.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
58
BikeBikeable

Schools

7/10
Lyter El SchoolGrades K-40.7 mi
5/10
C E Mccall Middle SchoolGrades 5-81.1 mi

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric,Refrigerator,Range,Microwave Built-In
  • Laundry features: Main Level

Bathroom

  • Level: Main

Bedroom1

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Bedroom2

  • Level: Upper
  • Area: 263.25
  • Dimensions: 13.5 x 19.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Original,Tilt
  • Flooring: Carpet W/W,Laminate,Tile
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,244

Heating & Cooling

  • Heating features: Electric,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 1,244
  • Total interior livable area: 1,244 sqft

Kitchen

  • Level: Main
  • Area: 155.25
  • Dimensions: 11.5 x 13.5

Living Room

  • Level: Main
  • Area: 194.4
  • Dimensions: 13.5 x 14.4

Property

Details

  • Parcel number: 33+,002.0-0413.00-000+
  • Zoning: RT

Features

  • Levels: One and One Half
  • Has view: Yes
  • View description: City
  • Waterfront features: None
  • Topography of land: Level

Lot

  • Lot size: 3,920 sqft
  • Features: Level,Adjacent to Park

Parking

  • Parking features: Off Street,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $889$10,668
Home Insurance *$72$864
Property Taxes $181$2,172
Electricity $224$2,692
Total$1,366$16,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,834/yr
40% on housing$40,980/yr
45% on housing$36,426/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 17754$145
Lycoming County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 17754$151
Lycoming County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$176,000
2026-04-10Price change$179,900
2026-04-02Price change$184,900
2026-03-29Price change$190,000
2026-03-24Price change$196,000
2026-03-17Price change$199,900
2026-03-07Listed for sale$205,000
2012-10-19Sold$106,000
2007-06-21Sold$0
2005-06-10Sold$72,000
2004-08-16Sold$0

For Sale by Agent

AgentJody A Harlan
BrokerageIron Valley Real Estate North Central PA

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