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217 N Washington St, Montoursville, PA, 17754

4beds
2baths
1,944sqft
$185,000
$95price/sqft
$1,425/moest. monthly cost
$57,000/yrincome needed

About This Home

Bring your tools and your imagination to this small-town residential 4 BR 2 BA home. Nestled on a generous in-town lot, this property boasts great bones, an unbeatable location, and a price that leaves room to build massive equity. Situated just minutes from local schools, it's the perfect canvas for the handy first time homeowner, savvy investor or a buyer looking for a quick flip. This home is structurally sound with a functional layout, with the work that needs to be done being mostly cosmetic. Opportunities like this don't last long--schedule your tour today and see the potential for yourself!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
56
BikeBikeable

Schools

9/10
Lyter El SchoolGrades K-40.6 mi
6/10
C E McCall Middle SchoolGrades 5-81.0 mi

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Stone
  • Roof: Shingle
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas,Refrigerator,Range
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bathroom

  • Level: Main
  • Area: 49
  • Dimensions: 7 x 7

Bathroom

  • Level: Upper
  • Area: 88
  • Dimensions: 11 x 8

Bedroom1

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Bedroom2

  • Level: Upper
  • Area: 135
  • Dimensions: 15 x 9

Bedroom3

  • Level: Upper
  • Area: 117
  • Dimensions: 13 x 9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 204
  • Dimensions: 17 x 12

Features

  • Formal Separate,Ceiling Fan(s)
  • Window features: New
  • Flooring: Carpet W/W,Tile,Laminate
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,944

Heating & Cooling

  • Heating features: Natural Gas,Hot Water
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,944
  • Total interior livable area: 1,944 sqft

Kitchen

  • Level: Main
  • Area: 255
  • Dimensions: 17 x 15

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 6 x 8

Living Room

  • Level: Main
  • Area: 204
  • Dimensions: 17 x 12

Master Bedroom

  • Level: Upper
  • Area: 238
  • Dimensions: 17 x 14

Property

Details

  • Parcel number: 33-002-425
  • Zoning: Residential

Features

  • Levels: Two
  • Has view: Yes
  • View description: City
  • Waterfront features: None
  • Topography of land: Level

Lot

  • Lot size: 0.33 Acres
  • Features: Level

Parking

  • Parking features: None,Off Street,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$75$900
Property Taxes $191$2,292
Electricity $224$2,692
Total$1,425$17,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,857/yr
40% on housing$42,750/yr
45% on housing$38,000/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 17754$145
Lycoming County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 17754$151
Lycoming County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$185,000
2026-07-27Listed for sale$185,000
2026-07-16Pending sale$185,000
2026-07-10Listed for sale$185,000
2005-06-30Sold$121,900

For Sale by Agent

AgentBeth Ann Myers
BrokerageBerkshire Hathaway HomeServices Hodrick Realty-MV

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