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637 Grace St, Williamsport, PA, 17701

3beds
2baths
1,524sqft
$105,000
$69price/sqft
$918/moest. monthly cost
$36,720/yrincome needed

About This Home

This city duplex is ready for new ownership with two separate units. The first floor unit features 2 bedrooms and 1 full bathroom, while the second-floor unit offers 1 bedroom and 1 full bathroom. Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the other, this property offers plenty of potential.

Getting Around

76
WalkingVery Walkable
0
TransitVery Limited Transit
82
BikeVery Bikeable

Schools

3/10
Curtin Middle SchoolGrades 4-61.1 mi

Construction

Condition

  • Year built: 1901

Materials

  • Foundation: Stone,Block
  • Roof: Shingle
  • Construction materials: Brick,Frame,See Remarks

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Flooring: Laminate,Wood

Heating & Cooling

  • Heating features: Natural Gas,Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 1,524
  • Total interior livable area: 1,524 sqft

Property

Details

  • Parcel number: 65+,002.0-0309.00-000+
  • Zoning: CS

Features

  • Levels: Two
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 1,742 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $530$6,360
Home Insurance *$56$672
Property Taxes $108$1,296
Electricity $224$2,692
Total$918$11,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,474/yr
40% on housing$27,540/yr
45% on housing$24,480/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 17701$107
Lycoming County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 17701$121
Lycoming County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-19Listed for sale$105,000
2024-09-02Listing removed$85,000
2024-03-08Listed for sale$85,000
2024-02-26Listing removed--
2024-02-15Listed for sale$85,000
2015-12-28Listing removed$575
2015-11-05Listed for rent$575

For Sale by Agent

AgentChad Saylor
BrokerageIron Valley Real Estate North Central PA

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