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2890 Spencer Rd, Hermitage, PA, 16148

4beds
2baths
2,050sqft
$349,900
$171price/sqft
$2,464/moest. monthly cost
$98,560/yrincome needed

About This Home

This charming single family home located at 2890 Spencer Rd in Hermitage, only 5 minutes from 376, was built approximately in 1965 and offers 4 bedrooms, 2 bathrooms, and a laundry chute for easy access, totaling 2,050 sqft of finished living space on a spacious 5-acre lot, perfect for those seeking privacy and room to roam and ride. This property boasts a peaceful setting, quiet street and plenty of outdoor space to enjoy.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Artman El SchoolGrades K-33.6 mi
7/10
Delahunty Middle SchoolGrades 6-73.7 mi
8/10
Hickory High SchoolGrades 8-123.8 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1965

Materials

  • Roof: Asphalt
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Cooktop,Dryer,Dishwasher,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Interior Entry,Partial

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Window features: Screens
  • Flooring: Tile,Vinyl

Heating & Cooling

  • Heating features: Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,050
  • Total interior livable area: 2,050 sqft

Kitchen

  • Level: Main
  • Dimensions: 18x10

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 12172191

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 5 Acres
  • Lot size dimensions: 5

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$162$1,944
Property Taxes $309$3,708
Electricity $224$2,699
Total$2,464$29,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,480/yr
40% on housing$73,920/yr
45% on housing$65,706/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.3%
-3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 16148$135
Mercer County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 16148$138
Mercer County$85

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$349,900
2026-07-30Listed for sale$349,900
2020-07-31Sold$130,000
2020-07-07Pending sale$129,900
2020-06-19Listed for sale$129,900
2005-03-31Sold$75,000

For Sale by Agent

AgentDerek Greene
BrokerageTHE GREENE REALTY GROUP

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