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3950 River Rd, Watsontown, PA, 17777

2beds
1baths
1,029sqft
$235,000
$228price/sqft
$1,720/moest. monthly cost
$68,800/yrincome needed

About This Home

Take a look at this cute house. Featuring 2 bedrooms, potentially a 3rd depending on your imagination! Including 1 full bathroom with a beautiful newly renovated shower. Sitting on .32 acres. Continue out the back door directly into the detached 2 car garage. Just a couple more steps and you'll reach a wonderful in-ground pool, equipped with a pergola and pool house/shed. The pool house/shed has power, shelving, and bench seating. This lot is completely flat. Make the best of it using your imagination! Room measurements should be independently verified.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

--
Warrior Run Middle SchoolGrades 4-85.6 mi
5/10
Warrior Run High SchoolGrades 9-125.3 mi
--
Turbotville Elementary SchoolGrades K-36.9 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame,Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas,Refrigerator,Range,Garage Door Opener,Freezer,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: See Remarks

Bathroom

  • Level: Main
  • Area: 45
  • Dimensions: 5 x 9

Bedroom1

  • Level: Main
  • Area: 104
  • Dimensions: 8 x 13

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 11 x 14

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Window features: Original
  • Flooring: Carpet W/W,Tile,Linoleum,Laminate
  • Fireplace features: Insert
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,029

Heating & Cooling

  • Heating features: Natural Gas,Hot Air
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,029
  • Total interior livable area: 1,029 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13 x 11

Living Room

  • Level: Main
  • Area: 210
  • Dimensions: 14 x 15

Other

  • Level: Main
  • Area: 88
  • Dimensions: 8 x 11

Other

  • Level: Main
  • Area: 231
  • Dimensions: 11 x 21

Sitting Room

  • Level: Main
  • Area: 35
  • Dimensions: 7 x 5

Property

Details

  • Parcel number: 021-00-004-018-D
  • Zoning: Residential

Features

  • Levels: One
  • Patio & porch: Patio
  • Has view: Yes
  • Waterfront features: None
  • Topography of land: Level

Lot

  • Lot size: 0.32 Acres
  • Features: Level,Cleared

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Lightning
Strong Wind
Cold Wave

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$89$1,068
Property Taxes $219$2,628
Electricity $224$2,692
Total$1,720$20,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$68,800/yr
35% on housing$58,971/yr
40% on housing$51,600/yr
45% on housing$45,866/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 17777$224
Northumberland County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 17777$100
Northumberland County$82

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$235,000

For Sale by Agent

AgentMatthew Goss
BrokerageBerkshire Hathaway HomeServices Hodrick Realty, WPT
Phone570-428-2442
View on Zillow

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