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359 3rd St, Northumberland, PA, 17857

4beds
1baths
1,504sqft
$129,999
$86price/sqft
$1,054/moest. monthly cost
$42,160/yrincome needed

About This Home

Back on Market! Due to Buyer's circumstances. This charming home has been lovingly maintained and cared for over the years. Inside, the home offers a warm and inviting layout with comfortable living spaces, a refreshing amount of natural light, and plenty of character. An added bonus is the spacious attic area, providing extra storage space or potential for more living space. Don't forget about the fenced in back yard perfect for entertaining guests and enjoying the outdoors. Enjoy your morning coffee or an evening book on the spacious front porch. Selling AS-IS. Call Larissa at 570-898-7629 to schedule a showing today!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
Priestley SchoolGrades K-21.0 mi
5/10
Shikellamy Middle SchoolGrades 6-80.3 mi
6/10
Shikellamy High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: None

Type & Style

  • Home type: SingleFamily
  • Architectural style: Half Double
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,504

Interior Area

  • Total structure area: 1,504
  • Total interior livable area: 1,504 sqft

Property

Details

  • Parcel number: 237122803
  • Zoning: R

Features

  • Topography of land: No

Lot

  • Lot size: 2,400 sqft
  • Lot size dimensions: 20 x 120

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $657$7,884
Home Insurance *$52$624
Property Taxes $121$1,452
Electricity $224$2,692
Total$1,054$12,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,137/yr
40% on housing$31,620/yr
45% on housing$28,106/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$86This listing

vs Other Active Listings

Avg $/sqft

ZIP 17857$135
Northumberland County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 17857$131
Northumberland County$82

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$129,999
2026-08-01Listed for sale$129,999
2026-06-27Pending sale$129,999
2026-06-07Price change$129,999
2026-05-16Listed for sale$140,000

For Sale by Agent

AgentLARISSA A. SANTANA
BrokerageBOWEN AGENCY INC., REALTORS - SUNBURY

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