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198 Hanover St, Northumberland, PA, 17857

2beds
2baths
1,238sqft
$189,900
$153price/sqft
$1,438/moest. monthly cost
$57,520/yrincome needed

About This Home

Great location, LOW taxes and many possibilities...Rare duplex on a large lot in the heart of Northumberland with a three car garage! Use some or all of the space or rent all the spaces, up to you! This property has Updated plumbing and wiring, new metal roof, new water heaters, newer siding, windows, trex deck, updated bathrooms and ready for tenants! Currently occupied by relatives, Call Wendy 570-847-4773 for a showing today! Preapproved buyers only please

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
Priestley SchoolGrades K-21.2 mi
5/10
Shikellamy Middle SchoolGrades 6-80.3 mi
6/10
Shikellamy High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: None
  • Roof: Metal
  • Construction materials: Block,Vinyl

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Interior Entry,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,238

Heating

  • Heating features: Hot Water

Interior Area

  • Total structure area: 1,238
  • Total interior livable area: 1,238 sqft

Property

Details

  • Parcel number: 02037012432
  • Zoning: R

Lot

  • Lot size: 6,098 sqft
  • Lot size dimensions: 60 x 100

Parking

  • Total spaces: 6
  • Parking features: 3 Car
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$77$924
Property Taxes $177$2,124
Electricity $224$2,692
Total$1,438$17,256
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,302/yr
40% on housing$43,140/yr
45% on housing$38,346/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$153This listing

vs Other Active Listings

Avg $/sqft

ZIP 17857$129
Northumberland County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 17857$131
Northumberland County$82

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-02Price change$189,900
2026-06-19Listed for sale$205,000

For Sale by Agent

AgentWendy K Wiest
BrokerageSQUARE DIEHL REALTY INC

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