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340 E 5th St, Mount Carmel, PA, 17851

0beds
0baths
0sqft
$74,900
--price/sqft
$782/moest. monthly cost
$31,280/yrincome needed

About This Home

Affordable First Home Or Investment Opportunity! Can be used as residential & rent the space below with a separate electric meter and hot water tanks or you can rent a full building. The owner already did most of the work; Electrical, plumbing, electric heater. Great property to grow your real estate portfolio. You must check the potential equity you can build. Sold as IS. Required major rehabilitation.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
3/10

Construction

Condition

  • Property condition: Fixer
  • Year built: 1920

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Mixed

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Hookup,Main Level

Basement

  • Area: 0

Basement

  • Has basement: Yes
  • Basement: Full,Improved,Workshop,Other

Features

  • Flooring: Other
  • Finished area below ground: 0
  • Finished area above ground: 0

Heating & Cooling

  • Heating features: Other,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 0

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 00601003354
  • Zoning: RESIDENTIAL
  • Zoning description: 1000 Res: RES - 3 OR LESS LIVING UNITS
  • Special condition: Standard
  • Exclusions: As Is Condition

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 1,307 sqft

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $378$4,536
Home Insurance *$111$1,332
Property Taxes $69$828
Electricity $224$2,692
Total$782$9,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,811/yr
40% on housing$23,460/yr
45% on housing$20,853/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 17851$53
Northumberland County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 17851$62
Northumberland County$82

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-28Listed for sale$74,900
2023-01-09Sold$10,000
2022-04-28Listing removed--
2022-01-31Listed for sale$39,900
2021-12-29Sold$5,000

For Sale by Agent

AgentFanny Castellanos
BrokerageIron Valley Real Estate of Lancaster

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