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6 S Spruce St, Mount Carmel, PA, 17851

4beds
1baths
1,100sqft
$64,900
$59price/sqft
$708/moest. monthly cost
$28,320/yrincome needed

About This Home

Owner financing available. Move in ready four bedroom one bath. This newly remodeled home can be yours at an affordable price with economic gas heat, water heater and stove. Make this your first home and pay less than rent or add it to your rental portfolio and get it rented right after closing with minimal effort. Home is equipped with new flooring throughout and 200amp electric service, a nice sized and flat rear yard for your outdoor enjoyment and home is located at the end of the street providing plenty of street parking. On the second floor you will find a porch off the rear bedroom providing a unique place to unwind and relax after a long day. Call to schedule your showing today.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

5/10
3/10

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Brick,Vinyl Siding,Other

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Water Heater,Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Other

Bedroom1

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Flooring: Vinyl,Other
  • Finished area below ground: 0
  • Finished area above ground: 1,100

Heating & Cooling

  • Heating features: Baseboard,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 1,100
  • Total interior livable area: 1,100 sqft

Kitchen

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 00602003279
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Fencing: Vinyl

Lot

  • Lot size: 871.20 sqft
  • Lot size dimensions: 12.00 x 150.00

Parking

  • Parking features: Public,On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $328$3,936
Home Insurance *$96$1,152
Property Taxes $60$720
Electricity $224$2,692
Total$708$8,496
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,274/yr
40% on housing$21,240/yr
45% on housing$18,880/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$59This listing

vs Other Active Listings

Avg $/sqft

ZIP 17851$54
Northumberland County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 17851$62
Northumberland County$82

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-15Price change$69,000
2025-10-28Price change$74,900
2025-08-27Listed for sale$79,900
2025-08-23Listing removed$87,900
2025-07-09Price change$87,900
2025-06-17Price change$89,500
2025-06-05Price change$90,500
2025-05-15Price change$92,500
2025-02-21Price change$94,900
2025-01-16Listed for sale$98,900
2024-01-11Sold$27,000
2024-01-03Pending sale$29,900
2023-10-19Listed for sale$29,900
2023-10-15Pending sale$29,900
2023-10-07Listed for sale$29,900
2022-12-16Sold$5,000
2022-08-24Sold$15,000
2022-04-29Sold$8,000
2020-01-24Sold$2,500

For Sale by Agent

AgentEvan Breisch
BrokerageRamus Realty Group

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