Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

514 W 4th St, Mount Carmel, PA, 17851

2beds
1baths
936sqft
$99,000
$106price/sqft
$963/moest. monthly cost
$38,520/yrincome needed

About This Home

Tucked beneath mature shade trees and nestled along a whispering creek, this charming in-town retreat offers a rare blend of nature and convenience on a .38AC lot! Just a short stroll from Boyer's, downtown and the football field. Set on a beautiful grassy lot, the 1966 mobile home features a cozy living room, dining area, kitchen, two private bedrooms, and a full bath. Sunlight pours through the many windows, creating a warm and cheerful atmosphere while overlooking the spacious fenced-in backyard. A storage shed adds extra room for tools, treasures, or hobbies.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
3/10

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: None
  • Roof: Shingle
  • Construction materials: Aluminum

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Refrigerator,Stove/Range

Basement

  • Basement: None

Bathroom

  • Level: First
  • Area: 39
  • Dimensions: 6.50 x 6.00

Bedroom1

  • Level: First
  • Area: 68.4
  • Dimensions: 7.60 x 9.00

Bedroom2

  • Level: First
  • Area: 122.96
  • Dimensions: 10.60 x 11.60

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • None
  • Finished area below ground: 0
  • Finished area above ground: 936

Heating

  • Heating features: Oil

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Kitchen

  • Level: First
  • Area: 88.16
  • Dimensions: 11.60 x 7.60

Living Room

  • Level: First
  • Area: 255.2
  • Dimensions: 11.60 x 22.00

Property

Details

  • Parcel number: 00701004139
  • Zoning: C-1

Features

  • Patio & porch: Deck
  • Fencing: Fenced
  • Topography of land: See Remarks

Lot

  • Lot size: 0.38 Acres
  • Lot size dimensions: 109 x 150

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $500$6,000
Home Insurance *$147$1,764
Property Taxes $92$1,104
Electricity $224$2,692
Total$963$11,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,017/yr
40% on housing$28,890/yr
45% on housing$25,680/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 17851$52
Northumberland County$98

vs Homes Sold Last Month

Median $/sqft

ZIP 17851$62
Northumberland County$82

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-09Price change$99,000
2026-05-12Listed for sale$109,000

For Sale by Agent

AgentMARIA C BRESSI
BrokerageBRESSI & MARTIN REAL ESTATE, INC. - SHAMOKIN

Similar Homes