See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

365 S Shore Trl, Central City, PA, 15926

2beds
2baths
1,934sqft
$399,000
$206price/sqft
$2,913/moest. monthly cost
$116,520/yrincome needed

About This Home

Embrace the ultimate lake life adventure at Indian Lake! Discover this inviting 2-bedroom, 2-bathroom home with a deeded dock in Wenatchee. This property features a sprawling deck perfect for lively gatherings or tranquil moments near the lake! Seller holds both a PA Real Estate Associate Broker's License and a Residential Appraiser Certification.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Metal
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Raised Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave Hood,Dryer,Range,Refrigerator,Washer
  • Laundry features: Sink,Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bathroom1

  • Level: First

Bathroom4

  • Level: Lower

Bedroom1

  • Level: First

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Family Room

  • Level: Lower

Features

  • Bath Updated,Internet Service,Kitchen Updated,Main Floor Bedroom,Open Floorplan,Walk-In Closet(s),Area Rug(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Finished area below ground: 967
  • Finished area above ground: 967

Heating & Cooling

  • Heating features: Baseboard,Heat Pump
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,934
  • Total interior livable area: 1,934 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 190005090
  • Zoning description: Residential
  • Exclusions: Weights: Plates,Bars & Bench; Furniture,Desk & Office Chair,Personal Items

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck,Porch
  • Exterior features: Dock,Lighting

Lot

  • Lot size: 0.69 Acres
  • Features: Rectangular Lot
  • Lot size dimensions: 150' x 200' x 150' x 200'

Parking

  • Parking features: Boat,Dirt,Concrete,Gravel,Carport,Off Street,Crushed Rock
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$343$4,116
Property Taxes $329$3,948
Electricity $224$2,692
Total$2,913$34,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,874/yr
40% on housing$87,390/yr
45% on housing$77,680/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 15926$117
Somerset County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 15926$79
Somerset County$94

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$399,000
2025-09-07Listing removed$440,000
2025-07-24Price change$440,000
2025-07-07Listed for sale$460,000
2022-10-14Sold$211,000
2022-09-04Contingent$235,000
2022-08-29Listed for sale$235,000
2000-05-30Sold$80,000

For Sale by Agent

AgentJoslyn Bird
BrokerageHOWARD HANNA BARDELL REALTY SOMERSET

Similar Homes