642 Railroad St, Windber, PA, 15963
About This Home
Looking for a property with great bones, a highly functional layout, and room to build equity? This semi-detached home is completely livable from day one, making it the perfect blank canvas to update at your own pace. Whether you are an investor looking for a solid rental or a buyer eager to bring your own vision to life, this property offers unbeatable potential. The main floor offers a straightforward, traditional flow with plenty of natural light. The spaces are entirely functional, just waiting for fresh paint and updated flooring to bring them into the modern era. Fully operational and ready for your day-to-day cooking. While the cabinetry and fixtures are older, the footprint is solid, offering a great starting point for a future cosmetic remodel. Featuring two comfortably sized bedrooms and two full bathrooms, one on the second floor and one in the basement. A rare and highly desirable find for a half-double! The detached 2-car garage is the crown jewel of this property. Whether you need reliable off-street parking, a dedicated workshop for your projects, or simply abundant storage space, this garage is a massive value-add that sets this home apart from the rest. This home is the definition of "good bones." It's a functional, working property that just needs an aesthetic refresh to unlock its full value. Move in now and update room-by-room, or renovate right away to maximize your investment.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Roof: Pitched,Shingle
- Construction materials: Block,Frame,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: In Basement
Basement
- Level: Basement
- Area: 286
Basement
- Has basement: Yes
- Basement: Full,Unfinished,Walk-Out Access
Bathroom1
- Level: Second
- Area: 42.6667
Bathroom4
- Level: Basement
- Area: 30
Bedroom1
- Level: Second
- Area: 144
Bedroom2
- Level: Second
- Area: 255
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Family Room
- Level: First
- Area: 126.5556
Features
- Entrance Foyer,Internet Service
- Window features: Double Pane Windows
- Flooring: Carpet
- Finished area below ground: 0
- Finished area above ground: 942
Heating & Cooling
- Heating features: Hot Water
- Cooling features: None
Interior Area
- Total structure area: 942
- Total interior livable area: 942 sqft
Kitchen
- Level: First
- Area: 144.4444
Living Room
- Level: First
- Area: 161.25
Property
Details
- Parcel number: 500018840
- Zoning description: Residential
- Exclusions: Personal Items
Features
- Levels: Two
- Pool features: None
- Patio & porch: Covered
- Fencing: Partial
Lot
- Lot size: 4,356 sqft
- Features: Rectangular Lot
- Lot size dimensions: 30 x 150
Parking
- Total spaces: 2
- Parking features: Dirt,Detached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $219 | $2,628 |
| Home Insurance * | $24 | $288 |
| Property Taxes | $35 | $420 |
| Electricity | $224 | $2,692 |
| Total | $502 | $6,024 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Listed for sale | $43,500 |
| 2026-05-01 | Listing removed | $45,000 |
| 2026-03-17 | Price change | $45,000 |
| 2026-01-14 | Price change | $52,000 |
| 2025-11-19 | Price change | $57,000 |
| 2025-11-04 | Listed for sale | $65,000 |
| 1991-10-25 | Sold | $19,000 |
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