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615 River Oaks Dr, Gatesville, TX, 76528

3beds
2baths
2,062sqft
$385,000
$187price/sqft
$2,784/moest. monthly cost
$111,360/yrincome needed

About This Home

Enjoy the perfect blend of country atmosphere and convenience to town in this BEAUTIFUL 3 bedroom, 2 bath ranch style rock home! Complete with updates such as granite countertops, walk-in closets, and more! Situated on just under an acre, this property offers plenty of space to spread out while still being just minutes from town. This home features an attached carport and sits on a desirable corner lot. A great opportunity to enjoy peaceful living with room to breathe while staying close to everyday amenities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
Gatesville Primary SchoolGrades PK-K2.4 mi
6/10
6/10
Gatesville High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Masonry,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Microwave,Tankless Water Heater
  • Laundry features: Laundry in Utility Room,Laundry Room

Bedroom

  • Level: Lower
  • Dimensions: 14x20

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • All Bedrooms Down,Ceiling Fan(s),Granite Counters,Garden Tub/Roman Tub,Jetted Tub,Primary Downstairs,Main Level Primary,Separate Shower,Walk-In Closet(s),Breakfast Bar
  • Flooring: Vinyl
  • Fireplace features: None
  • Attic: Access Only

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,1 Unit

Interior Area

  • Total interior livable area: 2,062 sqft

Property

Details

  • Parcel number: 114687

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Fire Pit,Porch
  • Fencing: Partial Cross
  • Has view: Yes
  • View description: Bluff,None
  • Waterbody name: Bluff,None

Lot

  • Lot size: 0.96 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,946$23,352
Home Insurance *$366$4,392
Property Taxes $234$2,808
Electricity $238$2,859
Total$2,784$33,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,451/yr
40% on housing$83,520/yr
45% on housing$74,240/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 76528$269
Coryell County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 76528$147
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-09Listed for sale$385,000
2021-03-24Listing removed--
2012-04-28Listing removed$110,000
2012-03-11Price change$110,000
2012-02-28Listed for sale$115,000

For Sale by Agent

AgentAmber Carothers
BrokerageFront Porch Realty

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