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400 Bridge St, Gatesville, TX, 76528

2beds
2baths
1,420sqft
$225,000
$158price/sqft
$1,963/moest. monthly cost
$78,520/yrincome needed

About This Home

This inviting home features 3 spacious bedrooms and 2 full bathrooms one with a walk in shower, offering comfort and convenience. The large living area provides plenty of space for relaxation or entertaining, with a cozy dining nook just off the kitchen. The upgraded kitchen boasts brand-new appliances, a walk-in pantry (9x6) with abundant shelving, and a dedicated laundry area with electric hookups for added ease. Step outside to your own private retreat, complete with a beautiful small pool and a relaxing hot tub—perfect for enjoying sunny afternoons or peaceful evenings. The back yard also has a pool building for pool equipment and a 15x12 covered sitting area snuggled up against the house.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
6/10
6/10
Gatesville High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Refrigerator,Water Heater,Some Electric Appliances
  • Laundry features: Laundry in Utility Room,Laundry Room

Bedroom2

  • Level: Main
  • Dimensions: 11.047x12.917

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Dimensions: 13.241x9.068

Features

  • Ceiling Fan(s),Living/Dining Room,Open Floorplan,See Remarks,Tub Shower,Walk-In Closet(s),Kitchen/Dining Combo,Pantry,Walk-In Pantry
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Wood Burning
  • Fireplace: Yes
  • Attic: Other,See Remarks

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric,1 Unit

Interior Area

  • Total interior livable area: 1,420 sqft

Kitchen

  • Level: Main
  • Dimensions: 9.524x9.147

Laundry

  • Level: Main
  • Dimensions: 9.174x9.147

Living Room

  • Level: Main
  • Dimensions: 6.355x18.261

Master Bedroom

  • Level: Main
  • Dimensions: 15.351x11.759

Other

  • Level: Main
  • Dimensions: 15.174x9.672

Property

Details

  • Parcel number: 114277

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Private,Waterfall
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: In Ground
  • Fencing: Privacy
  • Has view: Yes
  • View description: None,Pool
  • Waterbody name: None

Lot

  • Lot size: 0.42 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage,Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$214$2,568
Property Taxes $374$4,488
Electricity $238$2,859
Total$1,963$23,556
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,302/yr
40% on housing$58,890/yr
45% on housing$52,346/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 76528$271
Coryell County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 76528$147
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$225,000
2026-03-19Price change$238,700
2026-02-12Price change$238,800
2025-12-26Price change$238,900
2025-11-26Price change$239,900
2025-11-14Price change$249,800
2025-11-07Price change$249,900
2025-10-06Listed for sale$250,000

For Sale by Agent

AgentDiana Barnett
BrokerageCowboy RE by All City RE

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