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775 Cactus Ln, Copperas Cove, TX, 76522

4beds
2baths
1,925sqft
$390,000
$203price/sqft
$2,848/moest. monthly cost
$113,920/yrincome needed

About This Home

Welcome to 775 Cactus Lane, a well-maintained 4-bedroom, 2-bath home situated on nearly an acre of land, offering the perfect blend of comfort, space, and outdoor enjoyment. Inside, you'll find a functional floor plan with spacious living areas, a well-appointed kitchen, and generously sized bedrooms designed for both everyday living and entertaining. Step outside and discover your own private retreat. The expansive lot provides plenty of room for outdoor activities, gardening, pets, and future projects, while the outdoor pool offers the perfect place to cool off during the Texas summers and create lasting memories with family and friends. Enjoy the peace and privacy of country-style living while remaining conveniently close to schools, shopping, dining, and Fort Hood. With it's combination of indoor comfort, outdoor space, and recreational amenities, this property is a rare opportunity you won't want to miss. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
Copperas Cove High SchoolGrades 9-125.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick,Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Range,Disposal,Oven,Vented Exhaust Fan,Water Heater,Range
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Chandelier,Double Vanity,Entrance Foyer,Garden Tub/Roman Tub,Jetted Tub,Pull Down Attic Stairs,Shower Only,Separate Shower,Tub Shower,Pantry,Walk-In Pantry
  • Flooring: Carpet,Luxury Vinyl Plank,Tile
  • Fireplace features: None
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 1,925 sqft

Property

Details

  • Parcel number: 133198

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Above Ground,Private
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Porch
  • Fencing: Back Yard,Split Rail,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 0.98 Acres

Parking

  • Total spaces: 4
  • Parking features: Attached Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$313$3,756
Property Taxes $325$3,900
Electricity $238$2,859
Total$2,848$34,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,645/yr
40% on housing$85,440/yr
45% on housing$75,946/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 76522$123
Coryell County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 76522$144
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-30Listed for sale$390,000
2026-06-12Listing removed$2,000
2026-03-17Price change$2,000
2026-01-28Price change$2,300
2025-11-08Listed for rent$2,500
2022-09-22Sold--
2022-08-24Pending sale$328,333
2022-08-16Listed for sale$328,333
2020-06-12Sold--
2020-05-15Pending sale$240,000
2020-04-24Listed for sale$240,000
2020-03-23Listing removed$235,000
2020-03-20Pending sale$235,000
2020-03-20Listed for sale$235,000

For Sale by Agent

AgentJose Cazarez
BrokerageHomestead Real Estate

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