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2109 Urbantke Ln, Copperas Cove, TX, 76522

4beds
2baths
1,959sqft
$218,500
$112price/sqft
$1,887/moest. monthly cost
$75,480/yrincome needed

About This Home

Do not pass this home by. This 4 bedroom, 2 bath home sits on .8 acres in Copperas Cove. Inside you will find a lot of natural light in living room, wood burning fireplace. Updated kitchen with solid countertops, updated cabinets. Split floor plan, with master bedroom and additional living room/converted garage on one side and secondary bedrooms on other side. Master bedroom offers on suite with stand alone shower and double vanity. Outside you will find a huge back yard with mature trees.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Oven,Refrigerator,Range Hood,Water Heater,Some Electric Appliances,Cooktop
  • Laundry features: Washer Hookup,Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Double Vanity,Solid Surface Counters
  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: 1 Unit

Interior Area

  • Total interior livable area: 1,959 sqft

Property

Details

  • Parcel number: 125627
  • Special condition: Real Estate Owned

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Patio
  • Fencing: Back Yard,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 0.80 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Tornado
Winter Weather
Hail
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,104$13,248
Home Insurance *$175$2,100
Property Taxes $370$4,440
Electricity $238$2,859
Total$1,887$22,644
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,697/yr
40% on housing$56,610/yr
45% on housing$50,320/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$112This listing

vs Other Active Listings

Avg $/sqft

ZIP 76522$124
Coryell County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 76522$144
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-18Listing removed$237,500
2025-11-20Listed for sale$237,500
2025-10-11Listing removed$280,000
2025-06-04Listed for sale$280,000
2025-05-13Pending sale$280,000
2025-05-12Price change$280,000
2025-04-11Listed for sale$270,000
2022-08-08Sold--
2022-06-14Pending sale$240,000
2022-06-11Listed for sale$240,000
2022-01-18Listing removed--
2022-01-02Pending sale$20,000
2022-01-01Listing removed--
2021-03-26Pending sale$20,000
2021-03-11Listed for sale$20,000
2021-01-05Sold--
2020-12-01Pending sale$174,900
2020-11-24Price change$174,900
2020-11-12Pending sale$169,900
2020-11-11Listed for sale$169,900
2020-05-24Listing removed$94,900
2020-04-23Pending sale$94,900
2020-04-02Listed for sale$94,900
2013-09-09Sold--
2013-08-21Listing removed$895
2013-08-21Listed for sale$65,000

Unknown Listed By

AgentLissa Polmanteer
BrokerageThat Realty Place

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