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2185 Fm 184, Gatesville, TX, 76528

2beds
2baths
1,313sqft
$3,200,000
$2,437price/sqft
$22,175/moest. monthly cost
$887,000/yrincome needed

About This Home

Private hunting retreat on 215+- acres located at 2185 FM 184 in Coryell County, ideally positioned between Gatesville and Temple with convenient travel distance to Lake Belton. Designed for both recreation and ranching, this diverse property offers native grasses, cultivated areas, and an abundance of mature hardwoods including pecan, post oak, elm, and live oak. Nearly 100 feet of elevation change provides scenic views and creates exceptional wildlife habitat throughout the ranch. Two stock tanks and a spring-fed seasonal creek offer dependable water sources for both wildlife and livestock. Hunters will appreciate the outstanding habitat supporting healthy populations of whitetail deer, Rio Grande turkey, dove, feral hogs, coyotes, foxes, and seasonal waterfowl. Thick cover, hardwood bottoms, native grasses, and varied terrain combine to create excellent year-round hunting opportunities. The ranch features an electric gated entrance, secondary gated access, improved fencing and cross fencing, and concrete low-water crossings. Extensive cedar clearing and vegetation management have enhanced both wildlife habitat and usability. A 3,200 square-foot insulated shop, built in 2017, includes a full bathroom, covered lean-to, and ample space for equipment, ATVs, tractors, and hunting gear. Residential improvements include an updated 1,313 square-foot three-bedroom, two-bath home built in 1994. Moffat Water Supply services the property, and two septic systems are already in place. Currently under agricultural exemption and supporting an active cattle operation, this ranch offers the perfect blend of hunting, recreation, ranching, and country living. Whether you're seeking a weekend getaway, family hunting retreat, gentleman's ranch, or long-term investment, this well-improved Central Texas property delivers privacy, abundant wildlife, and the lifestyle that makes Texas ranch ownership so special.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Gatesville Primary SchoolGrades PK-K12.5 mi
6/10
6/10
Gatesville High SchoolGrades 9-1212.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Farm

Interior

Appliances

  • Appliances included: Built-In Oven(s),Cooktop,Electric Cooktop,Refrigerator,Washer/Dryer,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Laminate Counters,Electric Dryer Hookup,Pantry,Storage,Walk-In Closet(s)
  • Window features: Blinds
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Masonry

Heating & Cooling

  • Heating features: Electric,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,313 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 108194
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio,Rear Porch,Wrap Around
  • Exterior features: Lighting
  • Fencing: Fenced, Gate
  • Has view: Yes
  • View description: Pasture,Trees/Woods
  • Waterfront features: Pond
  • Horses can be raised: Yes

Lot

  • Lot size: 215.46 Acres
  • Features: Agricultural,Cleared,Farm,Native Plants,Private,Many Trees,Views

Parking

  • Parking features: Additional Parking,Driveway,Gravel,Outside,Workshop in Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Drought
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,180$194,160
Home Insurance *$3,045$36,540
Property Taxes $2,712$32,544
Electricity $238$2,859
Total$22,175$266,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$760,285/yr
40% on housing$665,250/yr
45% on housing$591,333/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,437This listing

vs Other Active Listings

Avg $/sqft

ZIP 76528$243
Coryell County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 76528$147
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-16Listed for sale$3,200,000
2026-05-12Listing removed$4,350,000
2025-10-03Price change$4,350,000
2025-05-20Price change$3,449,000
2025-03-10Listed for sale$3,450,000
2024-09-30Listing removed$729,000
2024-08-14Price change$729,000
2024-06-10Listed for sale$1,150,000
2024-06-10Listing removed--
2024-06-07Price change$4,990,000
2024-06-02Price change$3,990,000
2024-03-28Price change$4,590,000
2024-01-16Price change$4,390,000
2023-11-14Price change$4,900,000
2023-08-17Listed for sale$5,601,965
2016-08-19Sold--

For Sale by Agent

AgentJim Banks
BrokerageShipley Ranches

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