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206 Navajo Trl, Gatesville, TX, 76528

5beds
3baths
4,244sqft
$975,000
$230price/sqft
$7,605/moest. monthly cost
$304,200/yrincome needed

About This Home

Welcome to a one-of-a-kind ranch-style estate where space, style, and versatility come together on 1.77 acres in South Mountain. With a total of 4,244 sq. ft. between the main home and pool house, this property is designed to adapt to the way you live—whether that means entertaining, working from home, or creating the ultimate escape. The 5-bedroom, 2.5-bath main home offers warm, timeless character with expansive living and dining areas anchored by beautiful built-in cabinetry. The heart of the home is the open-concept kitchen, featuring a massive center island, granite countertops, gas range, double oven and an integrated refrigerator that blends seamlessly into the space, perfect for both everyday living and hosting. Step outside and discover a backyard that feels like a private retreat. Enjoy the in-ground pool, unwind under the cabana with a soak in the hot tub, or staying out of the sun. Pool house features a full bathroom, cabinets, wet bar area and storage and heating and cooling. Completely fenced in yard, storage shed and more. Adding incredible value and flexibility is a 3,600 sq. ft. metal building with two full bathrooms, multiple multi-use rooms, and endless potential and easy conversion to your needs business or personal. An awning off the backside provides RV parking, complete with RV hookups and a septic connection, making this property as functional as it is impressive. This is more than a home, it’s a lifestyle property offering privacy, space, and possibilities you won’t find anywhere else. Rare, versatile, and thoughtfully designed, this Gatesville ISD gem is ready to make your vision a reality.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

3/10
6/10
6/10
Gatesville High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Duplex,Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Built-In Gas Range,Built-In Refrigerator,Double Oven,Dishwasher,Plumbed For Gas,Range,Some Commercial Grade,Vented Exhaust Fan
  • Laundry features: Washer Hookup,Dryer Hookup

Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Closet Cabinetry,Ceiling Fan(s),Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Built-in Features
  • Level: First
  • Dimensions: 0 x 0

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Double Vanity,Granite Counters,Kitchen Island,Cable TV,Vaulted Ceiling(s),Wired for Data,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Tile

Interior Area

  • Total interior livable area: 4,244 sqft

Kitchen

  • Features: Built-in Features,Granite Counters,Kitchen Island
  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Features: Built-in Features,Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,Garden Tub/Roman Tub,Sitting Area in Primary,Separate Shower
  • Level: First
  • Dimensions: 0 x 0

Mud Room

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 155659
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Cabana,In Ground,Outdoor Pool,Pool,Private
  • Exterior features: Lighting,Outdoor Living Area,RV Hookup,Storage
  • Has spa: Yes
  • Spa features: Hot Tub

Lot

  • Lot size: 1.77 Acres

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Gravel,RV Carport,RV Access/Parking
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Hail
Winter Weather
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$927$11,124
Property Taxes $1,282$15,384
Electricity $466$5,592
Total$7,605$91,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,742/yr
40% on housing$228,150/yr
45% on housing$202,800/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$230This listing

vs Other Active Listings

Avg $/sqft

ZIP 76528$268
Coryell County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 76528$147
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-23Price change$975,000
2026-01-09Listed for sale$995,000

For Sale by Agent

AgentJennifer Shelburne
BrokerageBentwood Realty

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