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400 Indian Hills Rd, Gatesville, TX, 76528

5beds
4baths
4,321sqft
$1,149,000
$266price/sqft
$7,912/moest. monthly cost
$316,480/yrincome needed

About This Home

Escape to your own private Texas retreat on 57 breathtaking acres of rolling countryside. This stunning 4,321 sq ft two-story rock home blends rustic elegance with peaceful country living. Inside, soaring ceilings, natural light, and a massive rock wood-burning fireplace create a warm, inviting atmosphere perfect for gathering with family and friends. The spacious floorplan offers 4 bedrooms, 3 full baths, and a half bath, along with a versatile flex room ideal for a home office or formal dining. The luxurious primary suite features a private balcony overlooking the land, creating the perfect place to enjoy morning coffee while watching wildlife roam. The spa-inspired bath includes a soaking tub, oversized walk-in shower, dual vanities, dressing area, and huge walk-in closet. Outdoors, enjoy fishing in the stocked bass tank, relaxing by the fire pit, exploring scenic trails, and experiencing abundant wildlife including white-tail deer, turkey, and dove. The property is fully game fenced with a 3-foot underground varmint barrier designed to help protect wildlife. Additional features include a detached 2-car garage, single carport, panoramic views, and paved county road access. Conveniently located within an hour of Waco, Temple, and Killeen with reasonable drives to Austin, Dallas-Fort Worth, and Houston. This extraordinary property offers luxury, privacy, adventure, and the true spirit of Texas living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
6/10
6/10
Gatesville High SchoolGrades 9-129.1 mi

Construction

Condition

  • Year built: 1999

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached,Farmhouse
  • Property subType: Farm,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Decorative/Designer Lighting Fixtures,Kitchen Island,Pantry,Tile Counters,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Den,Insert
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total interior livable area: 4,321 sqft

Living Room

  • Level: First
  • Dimensions: 20 x 30

Master Bedroom

  • Level: Second
  • Dimensions: 20 x 26

Property

Details

  • Parcel number: 112890
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Balcony
  • Exterior features: Balcony
  • Fencing: High Fence
  • Horses can be raised: Yes

Lot

  • Lot size: 57.55 Acres
  • Features: Agricultural,Hardwood Trees,Many Trees,Wooded

Parking

  • Total spaces: 3
  • Parking features: Additional Parking,Driveway,Electric Gate
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,809$69,708
Home Insurance *$1,093$13,116
Property Taxes $536$6,432
Electricity $474$5,693
Total$7,912$94,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$271,268/yr
40% on housing$237,360/yr
45% on housing$210,986/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.6%
2.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$266This listing

vs Other Active Listings

Avg $/sqft

ZIP 76528$267
Coryell County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 76528$147
Coryell County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-18Price change$1,150,000
2026-03-21Listed for sale$1,274,750
2026-03-01Listing removed$1,300,000
2025-07-14Price change$1,300,000
2025-06-12Price change$1,420,000
2025-04-24Price change$1,460,000
2025-03-25Price change$1,470,000
2025-02-19Listed for sale$1,500,000
2024-09-30Listing removed$1,500,000
2024-08-15Listed for sale$1,500,000
2024-04-02Contingent$1,500,000
2024-03-15Listed for sale$1,500,000

For Sale by Agent

AgentJana Carpenter
BrokerageKeller Williams Frisco Stars

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