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2020 Laura St, Caddo Mills, TX, 75135

2beds
1baths
948sqft
$164,900
$174price/sqft
$1,507/moest. monthly cost
$60,280/yrincome needed

About This Home

Your search just ended. This is what a complete renovation actually looks like in Caddo Mills — not a paint-and-carpet flip, but every system in this house replaced from the ground up, all fully permitted. New 3-ton HVAC and all new ductwork (2022). New argon gas dual-pane windows (2023) — FABULOUS energy efficiency. Brand new electrical panel with all new wiring throughout (2022). All new plumbing and water heater (2022). All new exterior siding and insulation (2022). Kitchen remodeled: white shaker cabinets, stainless steel appliances, gas range. Bathroom remodeled with tile surround. Fresh paint (2025). New garage door and opener (2022). Foundation repaired 2023 — engineer report on file. NO HOA. Single-story, attached 1-car garage. Oversized primary suite at 20x15. Big private yard. Walking distance to Caddo Mills High School and local shops — a rare find. Zoned to Caddo Mills ISD — Caddo Mills Elementary, Middle, and High. The work is done. The permits are pulled. Just in time for summer.

Getting Around

39
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
6/10
Caddo Mills High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Granite Counters,High Speed Internet,Open Floorplan,Cable TV
  • Window features: Window Coverings
  • Flooring: Ceramic Tile,Vinyl

Interior Area

  • Total interior livable area: 948 sqft

Kitchen

  • Level: First
  • Dimensions: 14 x 10

Living Room

  • Level: First
  • Dimensions: 14 x 12

Master Bedroom

  • Level: First
  • Dimensions: 20 x 15

Property

Details

  • Parcel number: 38403

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck

Lot

  • Lot size: 6,621 sqft

Parking

  • Total spaces: 1
  • Parking features: On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Strong Wind
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $833$9,996
Home Insurance *$107$1,284
Property Taxes $329$3,948
Electricity $238$2,859
Total$1,507$18,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,668/yr
40% on housing$45,210/yr
45% on housing$40,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 75135$172
Hunt County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 75135$174
Hunt County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$174,900
2026-02-19Listing removed$1,650
2026-02-17Listing removed$189,900
2026-01-05Price change$189,900
2025-11-12Price change$193,900
2025-10-07Price change$194,900
2025-09-15Price change$195,000
2025-09-04Listed for rent$1,650
2025-07-21Price change$199,500
2025-06-17Price change$205,000
2025-06-07Listed for sale$215,000
2025-05-10Listing removed$220,000
2025-04-08Pending sale$220,000
2025-04-02Contingent$220,000
2025-04-01Listed for sale$220,000
2023-03-23Listing removed--
2023-03-15Listed for rent$1,200

For Sale by Agent

AgentJeffrey Price
BrokerageGreat Western Realty

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