2405 Monroe St, Commerce, TX, 75428
About This Home
Welcome to 2405 Monroe St in Commerce, Texas! This spacious 2,215 sq. ft. home offers a flexible floor plan with 3 bedrooms, 3 full bathrooms, and a flex room that can easily serve as a 4th bedroom, home office, or game room. A unique feature of this property is the presence of two primary suites, each with its own private ensuite bathroom, making it ideal for multi-generational living, college students, roommates, or those seeking additional privacy. Inside, you’ll find beautiful hardwood floors throughout, fresh interior and exterior paint, oversized bathrooms, and a spacious kitchen with a large island perfect for entertaining. The layout provides comfort and functionality with generous living spaces and abundant natural light. Conveniently located within walking distance to Texas A&M University–Commerce, this property is an excellent opportunity for a primary residence, student housing, or investment rental. With multiple ensuite bedrooms and a flexible floor plan, the possibilities are endless.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1940
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition,Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Disposal,Gas Water Heater,Refrigerator
- Laundry features: Laundry in Utility Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Features
- Built-in Features,Decorative/Designer Lighting Fixtures,Eat-in Kitchen,Kitchen Island,Multiple Master Suites,Pantry
- Flooring: Ceramic Tile,Hardwood,Luxury Vinyl Plank
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,215 sqft
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 1 x 1
Master Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom
- Level: First
- Dimensions: 1 x 1
Property
Details
- Parcel number: 41652
- Exclusions: N/A
Features
- Levels: One
- Stories: 1
- Pool features: None
- Fencing: Back Yard,Wood
Lot
- Lot size: 9,104 sqft
Parking
- Total spaces: 2
- Parking features: Carport,Driveway
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Cold Wave
- Hail
- Heat Wave
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,289 | $15,468 |
| Home Insurance * | $343 | $4,116 |
| Property Taxes | $250 | $3,000 |
| Electricity | $243 | $2,918 |
| Total | $2,125 | $25,500 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $249,900 |
| 2026-06-07 | Price change | $255,000 |
| 2026-06-04 | Price change | $240,000 |
| 2026-05-28 | Listed for sale | $255,000 |
| 2026-01-29 | Listing removed | $259,900 |
| 2026-01-08 | Price change | $259,900 |
| 2025-12-19 | Price change | $262,900 |
| 2025-12-16 | Price change | $264,500 |
| 2025-11-16 | Price change | $264,900 |
| 2025-11-02 | Listed for sale | $267,900 |
| 2025-10-25 | Listing removed | $267,900 |
| 2025-10-03 | Price change | $267,900 |
| 2025-09-13 | Price change | $269,900 |
| 2025-08-18 | Price change | $273,000 |
| 2025-08-04 | Price change | $274,900 |
| 2025-07-23 | Price change | $275,000 |
| 2025-07-15 | Price change | $276,000 |
| 2025-07-12 | Price change | $276,900 |
| 2025-07-07 | Price change | $276,000 |
| 2025-07-03 | Price change | $276,900 |
| 2025-06-27 | Price change | $278,000 |
| 2025-06-19 | Price change | $279,000 |
| 2025-06-18 | Price change | $279,500 |
| 2025-06-04 | Price change | $279,900 |
| 2025-05-02 | Listed for sale | $284,900 |
| 2024-12-20 | Sold | -- |
For Sale by Agent
View on Zillow