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109 W Marsalis St, Celeste, TX, 75423

2beds
1baths
986sqft
$94,000
$95price/sqft
$899/moest. monthly cost
$35,960/yrincome needed

About This Home

This charming 2-bed, 1-bath home has been freshened up and is move-in ready. Luxury Vinyl Plank flooring runs throughout; there is no carpet. The open living and dining area connects to a functional kitchen with white cabinets, butcher block counters, and a blue tile backsplash. Both bedrooms are well-sized with ceiling fans, and the full bath features an updated vanity. Dedicated laundry area, 2-year-old HVAC, and a large covered back porch. Mature trees and a spacious side yard complete the package.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Celeste Elementary SchoolGrades PK-50.4 mi
8/10
8/10
Celeste High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1940

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop

Bedroom

  • Level: First
  • Dimensions: 0 x 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Dimensions: 0 x 0

Features

  • Decorative/Designer Lighting Fixtures

Interior Area

  • Total interior livable area: 986 sqft

Kitchen

  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 53977
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 3,136 sqft

Parking

  • Total spaces: 1
  • Parking features: No Garage,On Site,On Street
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Inland Flooding
Lightning
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $475$5,700
Home Insurance *$58$696
Property Taxes $128$1,536
Electricity $238$2,859
Total$899$10,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$30,822/yr
40% on housing$26,970/yr
45% on housing$23,973/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 75423$253
Hunt County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 75423$202
Hunt County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Price change$94,000
2026-06-17Listed for sale$99,900
2026-06-08Listing removed$1,200
2026-05-18Listed for rent$1,200
2026-03-30Listing removed$1,050
2026-02-20Listed for rent$1,050

For Sale by Agent

AgentBrian Weast
BrokerageKeller Williams Rockwall

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