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10677 Hilltop Cir, Quinlan, TX, 75474

3beds
2baths
1,456sqft
$99,999
$69price/sqft
$931/moest. monthly cost
$37,240/yrincome needed

About This Home

Below tax value! Fantastic oversized lot in serene setting with natural tree cover and rolling terrain. 3 bed 2 bath Pier and Beam home is bones only and can be a tear down or will need a full reno. The workshop is a 2015 build with electric and concrete slab and is in great shape. This one will not last long, come see your new hidden gem.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

--
4/10
5/10
Wh Ford High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Pillar/Post/Pier
  • Construction materials: Board & Batten Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Other

Interior Area

  • Total interior livable area: 1,456 sqft

Living Room

  • Level: First
  • Dimensions: 20 x 20

Master Bedroom

  • Level: First
  • Dimensions: 15 x 15

Property

Details

  • Parcel number: 89721

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 1.43 Acres

Parking

  • Total spaces: 2
  • Parking features: Concrete,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Ice Storm
Hail
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $505$6,060
Home Insurance *$72$864
Property Taxes $116$1,392
Electricity $238$2,859
Total$931$11,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$31,920/yr
40% on housing$27,930/yr
45% on housing$24,826/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$69This listing

vs Other Active Listings

Avg $/sqft

ZIP 75474$139
Hunt County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 75474$185
Hunt County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$79,999
2026-06-18Listed for sale$99,999
2016-10-01Listing removed$76,600
2016-08-18Pending sale$76,600
2016-08-18Price change$76,600
2016-07-22Price change$86,600
2016-06-27Price change$96,600
2016-05-24Price change$106,600
2016-04-21Price change$116,600
2016-03-19Price change$119,800
2016-03-09Listed for sale$125,400
2016-01-08Sold--

For Sale by Agent

AgentTravis Washmon
Brokerage1st Brokerage

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