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5429 Fm 2874, Commerce, TX, 75428

2beds
2baths
924sqft
$115,000
$124price/sqft
$1,139/moest. monthly cost
$45,560/yrincome needed

About This Home

Just outside the city limits of Commerce, this well-maintained tenant-occupied single-wide mobile home offers comfort, convenience, and incredible versatility. Move-in ready and only minutes from East Texas A&M University, local shops, restaurants, and everything the city has to offer, this property is ideal for homeowners and investors alike. Featuring 2 bedrooms and 2 bathrooms, the home offers an open-concept layout. Enjoy central heat and air, a one-car carport, a covered front porch, and a large backyard with plenty of room for outdoor entertaining, gardening, or future possibilities. Whether you're looking for a charming personal residence, a strong rental property, or even a space with commercial potential, this property delivers. Located in a growing area with a new middle and high school nearby, it offers the perfect blend of peaceful living and prime accessibility. Just 5 minutes from the university. Experience the best of both worlds, residential comfort with investment opportunity. Interior pictures coming soon.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

2/10
Commerce Middle SchoolGrades 6-82.3 mi
3/10
Commerce High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Metal

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Mobile Home
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Decorative/Designer Lighting Fixtures,Cable TV
  • Window features: Window Coverings

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 924 sqft

Living Room

  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Level: First
  • Dimensions: 0 x 0

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 29220
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 0.33 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Ice Storm
Hail
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $581$6,972
Home Insurance *$155$1,860
Property Taxes $165$1,980
Electricity $238$2,859
Total$1,139$13,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$39,051/yr
40% on housing$34,170/yr
45% on housing$30,373/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.9%
2.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 6.4%
6.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 75428$152
Hunt County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 75428$123
Hunt County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-24Listed for sale$115,000
2025-07-04Listing removed$150,000
2025-03-09Listed for sale$150,000
2025-02-16Listing removed$150,000
2024-09-30Listed for sale$150,000
2024-09-19Listing removed$150,000
2024-08-26Listed for sale$150,000
2024-08-23Listing removed--
2024-07-30Price change$150,000
2024-07-19Listed for sale$165,000
2024-04-24Listing removed--
2024-04-06Listed for rent$1,250
2021-02-27Listing removed--
2020-03-05Listing removed$850
2020-01-22Listed for rent$850
2018-12-07Listing removed$850
2018-10-19Listed for rent$850
2018-09-09Listing removed$850
2018-08-06Listed for rent$850
2017-11-07Listing removed$800
2017-09-14Listed for rent$800
2015-10-28Sold--
2015-10-15Pending sale$22,900
2015-09-17Price change$22,900
2015-07-25Listed for sale$27,900

For Sale by Agent

AgentKatia Camacho
BrokerageBradford Elite Real Estate LLC

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