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545 E Houston St, Paris, TX, 75460

--beds
--baths
1,404sqft
$140,000
$100price/sqft
$1,426/moest. monthly cost
$57,040/yrincome needed

About This Home

Investment Opportunity in Paris, TX! This charming home has been thoughtfully converted into a duplex, offering an excellent opportunity for investors or owner-occupants looking to offset their mortgage with rental income. Situated on a quiet street, the property features a classic exterior with a durable metal roof and inviting curb appeal. Each unit offers its own private entrance, allowing for comfortable and independent living spaces. The layout provides flexibility for long-term rentals, short-term rentals, or multi-generational living. A shared yard and convenient access make this property both practical and appealing to tenants. Located within the Paris city limits, this duplex is just minutes from shopping, dining, schools, and local amenities. Whether you’re expanding your investment portfolio or searching for a versatile income-producing property, this duplex presents a solid opportunity in a growing rental market. This property is being offered separately or as part of a portfolio

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

3/10
7/10
Paris Junior High SchoolGrades 7-81.9 mi
6/10
Paris High SchoolGrades 9-122.8 mi

Construction

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Duplex,Multi Family

Interior

Features

  • Other
  • Flooring: See Remarks

Heating & Cooling

  • Heating features: Other
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,404
  • Total interior livable area: 1,404 sqft

Property

Details

  • Parcel number: 13751

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 5,270 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Tornado
Hail
Heat Wave
Strong Wind
Winter Weather
Inland Flooding
Lightning

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $707$8,484
Home Insurance *$280$3,360
Property Taxes $201$2,412
Electricity $238$2,859
Total$1,426$17,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,891/yr
40% on housing$42,780/yr
45% on housing$38,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$100This listing

vs Other Active Listings

Avg $/sqft

ZIP 75460$95
Lamar County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 75460$78
Lamar County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-12Listed for sale$140,000

For Sale by Agent

AgentKimberly Ross
BrokerageUnited Country Altaterra Realt

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