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946 S Church St, Paris, TX, 75460

4beds
2baths
3,034sqft
$152,000
$50price/sqft
$1,457/moest. monthly cost
$58,280/yrincome needed

About This Home

ATTENTION all you history buffs that have dreamed of living in a century old home. This is a diamond in the rough, it truly is! Built in 1918, just after the Great Paris Fire of 1916, stand this majestic Grande Dame waiting for someone to bring her back to life. 3000 square feet combined on 2 levels with potential to be a showplace once again. Typical to the period, there are multiple living spaces on the 1st floor, kitchen and bath. The stairway to the upstairs sleeping quarters is simple and solid. Original hardwood floors throughout. The remaining wallpaper is cheese cloth backed, giving the idea that it may also be original, though in poor condition. Most of the woodwork is also original. So much potential here! There is a need for some leveling, primarily in the center of the house. The property is subject to the Church Street Historic District restrictions for the exterior only.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

3/10
7/10
Paris Junior High SchoolGrades 7-81.6 mi
6/10
Paris High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1918

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Cable TV
  • Flooring: Wood
  • Number of fireplaces: 2
  • Fireplace features: Other
  • Fireplace: Yes

Interior Area

  • Total interior livable area: 3,034 sqft

Living Room

  • Level: First
  • Dimensions: 18 x 18

Master Bedroom

  • Level: Second
  • Dimensions: 14 x 14

Property

Details

  • Parcel number: 16553
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 0.49 Acres

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Hail
Heat Wave
Strong Wind
Winter Weather
Lightning
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $768$9,216
Home Insurance *$304$3,648
Property Taxes $52$624
Electricity $333$3,997
Total$1,457$17,484
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,954/yr
40% on housing$43,710/yr
45% on housing$38,853/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$50This listing

vs Other Active Listings

Avg $/sqft

ZIP 75460$95
Lamar County$136

vs Homes Sold Last Month

Median $/sqft

ZIP 75460$78
Lamar County$127

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-24Listed for sale$152,000

For Sale by Agent

AgentKaren Marsh
BrokerageGlass Land and Home LLC

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