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324 Spur Dr, Victoria, TX, 77904

3beds
2baths
1,636sqft
$265,000
$162price/sqft
$2,257/moest. monthly cost
$90,280/yrincome needed

About This Home

Welcome home to this beautifully maintained 3-bedroom, 2-bath brick home nestled on a quiet bend of Spur Drive in the desirable Bridle Ridge neighborhood. Designed with both comfort and functionality in mind, this home features an open-concept living area that flows seamlessly into the kitchen and dining space, making it ideal for entertaining family and friends. The split-bedroom floor plan offers added privacy, while the convenient indoor utility room makes everyday living a breeze. Enjoy peace of mind knowing the HVAC system was replaced in 2021, helping keep your home comfortable and energy efficient during those hot Texas summers. Step outside to the extended covered patio, complete with lighting, where you'll love hosting backyard barbecues, relaxing with your morning coffee, or unwinding after a long day. This move-in-ready home offers the perfect blend of comfort, convenience, and outdoor living—don't miss your opportunity to make it yours!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

9/10
Vickers Elementary SchoolGrades PK-50.8 mi
6/10
6/10
Victoria West High SchoolGrades 9-122.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry in Utility Room,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Double Vanity,Separate Shower,Tile Counters,Breakfast Area,Pantry
  • Flooring: Carpet,Tile
  • Fireplace features: Gas,Gas Log
  • Fireplace: Yes
  • Attic: Access Only

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: 1 Unit

Interior Area

  • Total interior livable area: 1,636 sqft

Property

Details

  • Parcel number: 131186

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Exterior features: Covered Patio
  • Fencing: Privacy,Wood
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 6,277 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$264$3,168
Property Taxes $416$4,992
Electricity $238$2,859
Total$2,257$27,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,382/yr
40% on housing$67,710/yr
45% on housing$60,186/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 77904$185
Victoria County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 77904$160
Victoria County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$259,900
2026-07-20Price change$265,000
2026-07-02Listed for sale$269,900
2020-09-18Sold--
2020-08-25Pending sale$192,900
2020-07-21Price change$192,900
2020-06-25Listed for sale$194,900
2020-06-18Pending sale$194,900
2020-06-12Listed for sale$194,900
2014-05-05Sold--

For Sale by Agent

AgentKate Hawes
BrokerageManning Real Estate Group

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