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107 Lance Ln, Victoria, TX, 77904

3beds
3baths
2,181sqft
$364,900
$167price/sqft
$2,851/moest. monthly cost
$114,040/yrincome needed

About This Home

Located on a tree-lined street, this 3-bedroom, 2.5-bathroom brick home features a 2-car garage and a functional, open-concept layout. The interior entry opens into a combined living and dining area anchored by a gas fireplace with custom built-in shelving on both sides. The service wing of the home includes a dedicated utility room equipped with washer/dryer connections, a sink, and overhead cabinetry. This area provides convenient access to a half-bath and the 2-car garage, which includes an integrated private workroom. The oversized primary suite offers an ensuite bathroom featuring a double-sink vanity with extensive storage and a walk-in closet with a built-in chest. Two additional bedrooms provide ample space. Exterior features include a covered patio overlooking a privacy-fenced backyard. The property backs up to a drainage easement, providing a natural buffer with no immediate rear neighbors. The home is situated near local neighborhood infrastructure and green space.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
6/10
Victoria West High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Microwave,Gas Cooktop
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Formal Entry/Foyer,High Ceilings,Vaulted Ceiling,All Bedrooms Down,Walk-In Closet(s)
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,181
  • Total interior livable area: 2,181 sqft

Kitchen

  • Features: Breakfast Bar,Pantry

Master Bathroom

  • Features: Half Bath,Primary Bath: Double Sinks,Primary Bath: Separate Shower,Primary Bath: Soaking Tub,Secondary Bath(s): Tub/Shower Combo,Vanity Area

Property

Details

  • Parcel number: 44463

Features

  • Stories: 1
  • Patio & porch: Covered
  • Fencing: Back Yard

Lot

  • Lot size: 9,439 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$364$4,368
Property Taxes $403$4,836
Electricity $239$2,873
Total$2,851$34,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,748/yr
40% on housing$85,530/yr
45% on housing$76,026/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$167This listing

vs Other Active Listings

Avg $/sqft

ZIP 77904$184
Victoria County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 77904$160
Victoria County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$364,900
2023-10-27Sold--
2023-09-26Pending sale$335,000
2023-08-10Listed for sale$335,000

For Sale by Agent

AgentMelissa Orr
BrokerageColdwell Banker D'Ann Harper

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