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1108 NE Water St, Victoria, TX, 77901

1beds
1baths
520sqft
$59,000
$113price/sqft
$705/moest. monthly cost
$28,200/yrincome needed

About This Home

Great opportunity for a first-time buyer, investor, or anyone looking for low-maintenance living! This 1-bedroom, 1-bath home offers 520 sqft of functional space plus a utility room for added convenience. Located within 5 minutes of downtown Victoria, with quick access to shopping, dining, and local amenities.

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

3/10
Hopkins Elementary SchoolGrades PK-50.2 mi
3/10
6/10
Victoria West High SchoolGrades 9-125.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1904

Materials

  • Foundation: Slab
  • Roof: Composition,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: None
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry in Utility Room,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • None
  • Flooring: Concrete
  • Fireplace features: None
  • Attic: None

Heating & Cooling

  • Heating features: Window Unit
  • Cooling features: 1 Unit

Interior Area

  • Total interior livable area: 520 sqft

Laundry

  • Level: Main

Property

Details

  • Parcel number: 57206

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: None
  • Fencing: Chain Link
  • Has view: Yes
  • View description: None
  • Waterbody name: None

Lot

  • Lot size: 2,731 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $298$3,576
Home Insurance *$79$948
Property Taxes $90$1,080
Electricity $238$2,859
Total$705$8,460
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$24,171/yr
40% on housing$21,150/yr
45% on housing$18,800/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.3%
3.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$113This listing

vs Other Active Listings

Avg $/sqft

ZIP 77901$78
Victoria County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 77901$128
Victoria County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-09Price change$59,000
2026-05-26Price change$69,000
2026-05-19Listed for sale$79,900

For Sale by Agent

AgentMegan Parkovich
BrokerageeXp Realty

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