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185 Silver Lakes Dr, Sunset, TX, 76270

2beds
2baths
1,808sqft
$431,900
$239price/sqft
$2,828/moest. monthly cost
$113,120/yrincome needed

About This Home

Welcome to 185 Silver Lakes Dr. in the highly sought-after Silver Lakes Ranch community of Sunset, TX, where natural beauty meets peaceful living. This stunning property offers breathtaking views, unique rock formations, and wide-open Texas skies that create a one-of-a-kind setting you won’t find just anywhere. From sunrise to sunset, the scenery here delivers a true sense of serenity and escape, making it the perfect place to unwind, build, or invest. As you arrive, you’re greeted by a convenient circle driveway, providing easy in-and-out access along with plenty of space for guests and gatherings. This home itself is full of character, featuring natural rock features, elevated views, and picturesque surroundings that make this property truly stand out. Located in a quiet, well-maintained neighborhood, Silver Lakes Ranch is known for its strong sense of community, friendly neighbors, and pride of ownership throughout. The active and dedicated HOA-POA volunteer board helps maintain the beauty and integrity of the area, ensuring long-term value and enjoyment for property owners. Nature lovers will appreciate the abundance of wildlife, with deer and other native species frequently seen roaming the area, adding to the peaceful, country atmosphere. Whether you’re enjoying your morning coffee with scenic views or relaxing under the stars at night, this property offers a lifestyle that feels miles away from the busy world. If you’re searching for tranquility, natural beauty, community, and opportunity, this property checks all the boxes. Don’t wait, come explore the possibilities and make this incredible home yours today. *Just about everything in the home is negotiable*

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

5/10
Chico Elementary SchoolGrades PK-59.8 mi
5/10
Chico Middle SchoolGrades 6-89.5 mi
5/10
Chico High SchoolGrades 9-129.6 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Electric Dryer Hookup

Bedroom

  • Level: First
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Breakfast Room Nook

  • Level: First
  • Dimensions: 11 x 12

Features

  • Built-in Features
  • Window features: Bay Window(s)
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes

Half Bath

  • Level: First
  • Dimensions: 3 x 10

Heating & Cooling

  • Heating features: Central,Electric,Propane
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,808 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First
  • Dimensions: 11 x 14

Laundry

  • Level: First
  • Dimensions: 7 x 10

Living Room

  • Level: First
  • Dimensions: 21 x 23

Master Bedroom

  • Level: First
  • Dimensions: 17 x 16

Other

  • Level: First
  • Dimensions: 10 x 12

Property

Details

  • Parcel number: 780387
  • Other equipment: Satellite Dish

Features

  • Levels: One
  • Stories: 1
  • Pool features: None,Community
  • Patio & porch: Covered
  • Topography of land: Rough
  • Residential vegetation: Brush,Grassed,Wooded

Lot

  • Lot size: 4.01 Acres
  • Features: Acreage,Many Trees,Subdivision

Parking

  • Total spaces: 3
  • Parking features: Circular Driveway,Garage,Garage Door Opener,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Wildfire
Cold Wave
Hail
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,183$26,196
Home Insurance *$346$4,152
Property Taxes $61$732
Electricity $238$2,859
Total$2,828$33,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,960/yr
40% on housing$84,840/yr
45% on housing$75,413/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 76270$343
Wise County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 76270
Wise County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Listed for sale$431,900
2020-04-18Listing removed$299,000
2020-03-26Listed for sale$299,000

For Sale by Agent

AgentAlbert Hooper
BrokerageEXIT Realty Elite

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