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302 W Hale Ave, Decatur, TX, 76234

2beds
1baths
1,286sqft
$299,500
$233price/sqft
$2,382/moest. monthly cost
$95,280/yrincome needed

About This Home

Charming & Fully Updated – Prime Decatur Location! You WILL LOVE this home!!! Welcome to this beautifully updated 2-bedroom, 1-bath ranch-style home that perfectly blends modern style with small-town charm. Move-in ready and full of natural light, this home offers the comfort you want with the updates you’ve been looking for. The stylish kitchen features quartz countertops, stainless steel appliances, and an open, airy feel—perfect for both everyday living and entertaining. The updated bathroom continues the elevated look with quartz surfaces and modern finishes. Both bedrooms are spacious and inviting, creating the perfect retreat at the end of the day. Step outside and fall in love with the large covered and screened-in back porch, ideal for morning coffee, relaxing evenings, or hosting friends and family. The oversized backyard is a true highlight—complete with mature trees, full fencing, a storage shed, and plenty of room to garden, play, or expand your outdoor living space. Located in the heart of Decatur, you’ll enjoy quick access to shopping, dining, schools, and major highways, all while experiencing the charm and ease of small-town living. Bonus opportunity: Positioned within the City’s future 50-year commercial plan, this property offers exciting potential for investors or future use, making it not only a wonderful home but a smart investment. Homes with this level of update, location, and potential don’t come around often—schedule your showing today, the ONLY THING MISSING, IS YOU!! All information deemed reliable but not guaranteed. Buyer and buyer’s agent to verify all information.

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

8/10
Young Elementary SchoolGrades PK-52.9 mi
6/10
McCarroll Middle SchoolGrades 6-80.9 mi
5/10
Decatur High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,Laundry in Utility Room

Bedroom

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Built-in Features,Decorative/Designer Lighting Fixtures,High Speed Internet,Open Floorplan,Pantry
  • Window features: Bay Window(s),Window Coverings
  • Flooring: Carpet,Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total interior livable area: 1,286 sqft

Kitchen

  • Features: Built-in Features,Galley Kitchen,Granite Counters,Pantry
  • Level: First
  • Dimensions: 9 x 9

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Dimensions: 24 x 16

Master Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Dimensions: 13 x 13

Other

  • Features: Built-in Features,En Suite Bathroom,Granite Counters,Jack and Jill Bath
  • Level: First
  • Dimensions: 9 x 5

Utility Room

  • Features: Utility Room
  • Level: First
  • Dimensions: 9 x 9

Property

Details

  • Parcel number: 756641
  • Exclusions: All TV's and TV Mounts,Washer and Dryer,Firewood,All Personal Belongings and Furniture,both inside and outside.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Rear Porch,Enclosed,Front Porch,Screened,Covered
  • Exterior features: Lighting,Private Yard,Rain Gutters,Storage
  • Fencing: Back Yard,Chain Link,Fenced,Gate,Wood

Lot

  • Lot size: 0.37 Acres
  • Features: Interior Lot,Irregular Lot,Landscaped

Parking

  • Parking features: Additional Parking,Concrete,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,514$18,168
Home Insurance *$204$2,448
Property Taxes $426$5,112
Electricity $238$2,859
Total$2,382$28,584
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,668/yr
40% on housing$71,460/yr
45% on housing$63,520/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 2.1%
2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$233This listing

vs Other Active Listings

Avg $/sqft

ZIP 76234$214
Wise County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 76234$202
Wise County$178

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-05Price change$299,500
2026-03-14Listed for sale$305,000
2024-07-18Sold--
2024-06-06Pending sale$269,000
2024-05-29Contingent$269,000
2024-05-25Listed for sale$269,000
2020-02-04Listing removed$1,100
2020-01-20Listed for rent$1,100

For Sale by Agent

AgentMICHELLE WEST
BrokerageHouse Brokerage

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