308 Oakwood St, Chico, TX, 76431
About This Home
Charming 2 bedroom, 2 bathroom brick home situated on a spacious corner lot just under half an acre in the heart of Chico, Texas! Conveniently located close to schools and town amenities, this property offers both comfort and functionality with plenty of room to make it your own. Inside, you’ll find a large kitchen featuring ample cabinet storage and generous counter space, making meal prep and entertaining easy. Just off the kitchen is a versatile bonus room that could serve as a second living area, game room, office, or hobby space. The main living room is oversized and perfect for hosting family gatherings or cozy nights at home. The primary suite offers separate closets and a private en-suite bathroom with a shower. LVP flooring throughout the home provides durability and easy maintenance, while ceiling fans add comfort in every season. Step outside to enjoy the expansive backyard with plenty of room for kids, pets, gardening, or future outdoor entertaining spaces. This property combines small-town charm, a great location, and room to grow — all wrapped into one inviting home. Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Water Heater,Disposal
- Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup,In Hall
Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 15 x 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 12 x 17
Features
- Built-in Features,Eat-in Kitchen,Pantry
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total interior livable area: 1,696 sqft
Kitchen
- Features: Breakfast Bar,Built-in Features,Eat-in Kitchen,Pantry,Solid Surface Counters
- Level: First
- Dimensions: 12 x 14
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 16 x 20
Master Bedroom
- Level: First
- Dimensions: 14 x 13
Other
- Features: Built-in Features,Solid Surface Counters
- Level: First
- Dimensions: 9 x 5
Property
Details
- Parcel number: 769277
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Front Porch,Covered
Lot
- Lot size: 0.39 Acres
- Features: Back Yard,Corner Lot,Lawn,Subdivision,Few Trees
Parking
- Total spaces: 2
- Parking features: Additional Parking,Door-Single,Driveway,Garage,Garage Door Opener,On Site,Garage Faces Side,On Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Heat Wave
- Inland Flooding
- Tornado
- Cold Wave
- Ice Storm
- Strong Wind
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,289 | $15,468 |
| Home Insurance * | $269 | $3,228 |
| Property Taxes | $299 | $3,588 |
| Electricity | $238 | $2,859 |
| Total | $2,095 | $25,140 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $255,000 |
For Sale by Agent
View on Zillow