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40 Straight Dr, Georgetown, OH, 45121

2beds
2baths
1,642sqft
$299,900
$183price/sqft
$2,164/moest. monthly cost
$86,560/yrincome needed

About This Home

2-bedroom, 2-bath brick ranch located in the Georgetown Exempted Village School District. Recent updates include HVAC, appliances, flooring, water heater, and countertops, offering move-in ready convenience. Situated in a USDA-qualifying area with easy access to OH 125, providing a great combination of affordability, comfort, and accessibility.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

7/10
7/10

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range,Refrigerator,Washer,Electric Water Heater

Basement

  • Basement: Crawl Space

Bathroom1

  • Features: Full
  • Level: First

Bathroom2

  • Features: Full
  • Level: First

Bedroom2

  • Level: First
  • Area: 144

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedroom5

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Laminate Floor
  • Level: First
  • Area: 140

Family Room

  • Area: 0

Features

  • High Ceilings,Other,Ceiling Fan(s)
  • Window features: Vinyl,Insulated Windows,Skylight(s)
  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,642
  • Total interior livable area: 1,642 sqft

Kitchen

  • Features: Counter Bar,Eat-in Kitchen,Walkout,Kitchen Island,Wood Cabinets,Laminate Floor
  • Area: 204

Living Room

  • Features: Skylight,Fireplace,Laminate Floor
  • Area: 224

Master Bathroom

  • Features: Shower,Double Vanity

Master Bedroom

  • Features: Bath Adjoins,Walk-In Closet(s),Wall-to-Wall Carpet
  • Level: First
  • Area: 204

Office

  • Area: 0

Property

Details

  • Parcel number: 330630480003
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: City
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 0.51 Acres
  • Features: .5 to .9 Acres
  • Lot size dimensions: .51 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Cold Wave
Heat Wave
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$251$3,012
Property Taxes $204$2,448
Electricity $193$2,320
Total$2,164$25,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,194/yr
40% on housing$64,920/yr
45% on housing$57,706/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 45121$133
Brown County$163

vs Homes Sold Last Month

Median $/sqft

ZIP 45121$135
Brown County$142

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$299,900
2026-07-17Pending sale$299,900
2026-06-29Price change$299,900
2026-06-03Listed for sale$315,000
2021-07-16Sold$235,000
2021-06-01Pending sale$229,900
2021-06-01Listed for sale$229,900
2017-06-02Sold$159,900
2017-04-03Pending sale$159,900
2017-03-28Price change$159,900
2017-03-11Price change$149,900
2017-03-06Listed for sale$159,900
2012-12-28Sold$135,000
2001-12-21Sold$147,000
2000-06-15Sold$26,000

For Sale by Agent

AgentRagan McKinney
BrokerageRagan McKinney Real Estate

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