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700 Lincolnshire Ln, Findlay, OH, 45840

4beds
2baths
2,170sqft
$317,900
$146price/sqft
$2,263/moest. monthly cost
$90,520/yrincome needed

About This Home

Welcome home to this spacious and well-maintained 4-bedroom, 2-bath home! The large front living room offers a warm and inviting atmosphere with a cozy gas insert fireplace, perfect for relaxing evenings at home. With two bedrooms and a full bath on each floor, the layout provides flexibility and convenience for a variety of living arrangements. The open kitchen features solid surface countertops, included appliances, and plenty of room to gather. A separate laundry room adds everyday functionality, while the additional utility sink located in the kitchen closet offers extra convenience. The fourth upstairs bedroom provides endless potential — whether you envision a primary suite, home office, playroom, or bonus living space. You'll appreciate the abundant storage found throughout the home, along with several important updates already completed for peace of mind. All windows were replaced between 2012-2016, and the roof and garage door were both replaced in 2022. Step outside and enjoy the charming strawberry patch tucked behind the shed — just in time for summer picking and outdoor enjoyment!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

6/10
6/10
Donnell Middle SchoolGrades 6-82.3 mi
6/10
Findlay High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Breakfast Room

  • Level: Main

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Eat-in Kitchen
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas,Insert
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 2,170
  • Total interior livable area: 2,170 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 560000192670

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 85X143

Parking

  • Total spaces: 2
  • Parking features: Off Street,On Street,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,607$19,284
Home Insurance *$170$2,040
Property Taxes $254$3,048
Electricity $232$2,792
Total$2,263$27,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,588/yr
40% on housing$67,890/yr
45% on housing$60,346/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 45840$137
Hancock County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 45840$158
Hancock County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-05Price change$317,900
2026-05-15Listed for sale$324,900

For Sale by Agent

AgentChelsea Steinman
BrokerageKey Realty

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