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434 Davis St, Findlay, OH, 45840

3beds
2baths
1,036sqft
$210,000
$203price/sqft
$1,533/moest. monthly cost
$61,320/yrincome needed

About This Home

Welcome home! This well-maintained 3-bedroom, 1.5 bath home offers comfortable living in a convenient location near the University of Findlay and just minutes from I-75. The home features an updated oversized full bath, newly installed half bath, and all appliances stay. Enjoy the spacious backyard-perfect for entertaining, pets, gardening, or relaxing evenings outdoors. Whether you are looking for a primary residence or investment opportunity, this property offers charm, functionality, and excellent potential in a desirable location close to shopping, dining, and everyday amenities.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

--
Northview Primary SchoolGrades K-20.9 mi
6/10
Glenwood Middle SchoolGrades 6-80.6 mi
6/10
Findlay High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Heater,Dryer,Electric Range,Range Hood,Refrigerator,Washer
  • Laundry features: Inside,Main Level

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Luxury Vinyl,Laminate
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,036
  • Total interior livable area: 1,036 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 580001002842

Features

  • Levels: One
  • Patio & porch: Covered Porch,Front Porch

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 67X208

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Attached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$112$1,344
Property Taxes $167$2,004
Electricity $193$2,320
Total$1,533$18,396
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,560/yr
40% on housing$45,990/yr
45% on housing$40,880/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$203This listing

vs Other Active Listings

Avg $/sqft

ZIP 45840$137
Hancock County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 45840$158
Hancock County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$210,000
2026-06-03Price change$210,000
2026-05-22Listed for sale$199,000
2024-07-21Listing removed--
2024-07-13Listed for rent$1,500
2021-10-07Sold$120,000
2021-08-27Pending sale$139,900
2021-08-19Listed for sale$139,900
2021-07-23Pending sale$139,900
2021-07-21Listed for sale$139,900
2003-02-13Sold$40,000
2000-08-25Sold$88,000

For Sale by Agent

AgentAmy From
BrokerageKey Realty

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