See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

709 Putnam St, Findlay, OH, 45840

2beds
1baths
900sqft
$119,900
$133price/sqft
$1,078/moest. monthly cost
$43,120/yrincome needed

About This Home

Affordable opportunity for buyers looking to build equity-Investors welcome! This single-story ranch offers a practical floor plan with 2 bedrooms, a den that could serve as a home office or flex space, a spacious living room, eat-in kitchen, and utility room. While the home needs TLC and cosmetic updates, it offers great potential for an owner-occupant or long-term investor willing to make improvements over time. Outside, you'll find a detached 1½-car garage, a rear deck, and a large backyard with plenty of space to enjoy. Conveniently located in an established neighborhood close to everyday amenities, this property is ideal for those seeking value and the chance to make a home their own. Property is tenant occupied; a minimum 24-hour notice is required for all showings.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
51
BikeBikeable

Schools

--
Northview Primary SchoolGrades K-22.1 mi
6/10
Donnell Middle SchoolGrades 6-80.9 mi
6/10
Findlay High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Aluminum Siding,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Range,Refrigerator,Washer
  • Laundry features: Main Level

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Den

  • Level: Main

Features

  • Eat-in Kitchen
  • Flooring: Carpet
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 580000243100

Features

  • Levels: One

Lot

  • Lot size: 8,712 sqft
  • Lot size dimensions: 50X170

Parking

  • Total spaces: 6
  • Parking features: Asphalt
  • Has garage: Yes
  • Attached garage spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$64$768
Property Taxes $215$2,580
Electricity $193$2,320
Total$1,078$12,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,960/yr
40% on housing$32,340/yr
45% on housing$28,746/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 45840$137
Hancock County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 45840$158
Hancock County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$119,900
2026-07-09Listed for sale$119,900
2002-09-03Sold$74,800
2000-06-01Sold$69,500

For Sale by Agent

AgentKim Leeper
BrokerageBHHS Koehler Realty

Similar Homes