523 Charles Ave, Findlay, OH, 45840
About This Home
Completely remodeled 4 bedroom, 1.5 bath ranch with nothing left to do but move in! Updates include a beautiful new kitchen, remodeled bathrooms, new flooring throughout, new windows, and an updated water heater. The fourth bedroom offers flexibility for use as a bedroom, office, or mudroom. Additional features include an attached 1 car garage and a privacy fenced backyard with an 18' x 20' shed with electricity, perfect for storage, a workshop, or hobbies.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1972
Materials
- Foundation: Crawl Space
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Range,Range Hood,Refrigerator,Washer
- Laundry features: Accessible Utilities or Laundry,Electric Dryer Hookup,Main Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Features
- Ceiling Fan(s),No Interior Steps
- Flooring: Carpet,Luxury Vinyl,Plank
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,347
- Total interior livable area: 1,347 sqft
Property
Details
- Parcel number: 570000217950
- Other equipment: DC Well Pump
Features
- Levels: One
- Exterior features: Private Yard,Storage
- Fencing: Privacy
Lot
- Lot size: 9,583 sqft
- Features: Landscaped,Other
- Lot size dimensions: 70X138
Parking
- Total spaces: 1
- Parking features: Asphalt,On Street,Paved,Attached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Ice Storm
- Strong Wind
- Tornado
- Winter Weather
- Cold Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Ohio Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,163 | $13,956 |
| Home Insurance * | $123 | $1,476 |
| Property Taxes | $184 | $2,208 |
| Electricity | $193 | $2,320 |
| Total | $1,663 | $19,956 |
Income You'd Need if You Spent...
Ohio FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $230,000 |
| 2026-08-03 | Listed for sale | $230,000 |
| 2023-05-10 | Sold | $105,000 |
| 2023-05-10 | Pending sale | $125,000 |
| 2023-04-25 | Contingent | $125,000 |
| 2023-04-21 | Listed for sale | $125,000 |
| 2019-08-12 | Sold | $71,000 |
| 2016-02-13 | Listing removed | $133,000 |
| 2016-01-26 | Price change | $133,000 |
| 2016-01-19 | Listed for sale | $137,900 |
| 2005-08-26 | Sold | $123,000 |
| 1999-06-02 | Sold | $84,000 |
View on Zillow