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250 Franklin Ave, Des Moines, IA, 50314

4beds
1baths
1,544sqft
$324,900
$210price/sqft
$2,589/moest. monthly cost
$103,560/yrincome needed

About This Home

Welcome to this beautifully updated home in the historic River Bend neighborhood! Thoughtfully renovated while preserving its timeless character, all improvements were approved by the Historic Preservation Commission. As you enter, you're welcomed by a functional mudroom that serves as the perfect drop zone for everyday living. The main level features a formal dining room, a spacious living area ideal for entertaining, and an updated kitchen that blends style with practicality. Upstairs, you'll find four generously sized bedrooms and a beautifully updated full bathroom. An attached garage adds everyday convenience. If you've been looking for a home that combines historic charm with modern updates, this is one you won't want to miss!

Getting Around

59
WalkingSomewhat Walkable
32
TransitSome Transit
55
BikeBikeable

Schools

5/10
Moulton Elementary SchoolGrades PK-50.4 mi
2/10
Harding Middle SchoolGrades 6-81.1 mi
2/10
North High SchoolGrades 9-120.5 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1916

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Two Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Separate/Formal Dining Room

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,544
  • Total interior livable area: 1,544 sqft

Property

Details

  • Parcel number: 02284000000
  • Zoning: N5

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Wood

Lot

  • Lot size: 4,791 sqft
  • Features: Rectangular Lot

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,642$19,704
Home Insurance *$374$4,488
Property Taxes $452$5,424
Electricity $121$1,452
Total$2,589$31,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,765/yr
40% on housing$77,670/yr
45% on housing$69,040/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 50314$111
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50314$123
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$324,900
2026-07-11Listed for sale$330,000
2023-05-03Sold$85,000
2023-04-10Pending sale$85,000
2023-04-06Listed for sale$85,000
2010-07-16Sold$75,000
2004-05-13Sold$59,500

For Sale by Agent

AgentBexaida Dominguez
BrokerageKeller Williams Realty GDM

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