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3024 Pepper Pike, Findlay, OH, 45840

4beds
3baths
2,756sqft
$475,500
$173price/sqft
$3,333/moest. monthly cost
$133,320/yrincome needed

About This Home

Welcome to a rare one-owner home nestled in the highly sought-after Hillcrest area of the Liberty-Benton School District. Built in 1990 by a quality-minded builder who used higher-end materials and took no shortcuts, this 2,756-square-foot residence still showcases solid wood doors and thoughtful craftsmanship throughout. The practical layout places all four bedrooms upstairs for privacy, while an additional loft room offers flexible space perfect for an office, craft room, or dressing area. A partially finished basement expands the living options even further. Outside, enjoy a picturesque backyard with a generous concrete pad ideal for outdoor activities, entertaining, or relaxation. Sidewalks wind through the neighborhood, adding to the small-town feel. Immaculately maintained and ready for its next chapter, this home combines solid construction, functional design, and a location buyers love.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 1990

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Water Heater,Disposal,Gas Range,Refrigerator
  • Laundry features: In Basement,Laundry Chute

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Partially Finished,Sump Pump,Unfinished

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper

Family Room

  • Level: Main

Features

  • Double Vanity,Primary Bathroom,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Engineered Hardwood,Stone
  • Finished area below ground: 284
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,756
  • Total interior livable area: 2,756 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Other

  • Level: Upper

Property

Details

  • Parcel number: 280001004796
  • Zoning: Residential
  • Other equipment: DC Well Pump

Features

  • Patio & porch: Deck

Lot

  • Lot size: 0.38 Acres
  • Features: Landscaped
  • Lot size dimensions: 110X150

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Attached Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Ice Storm
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Lightning

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,404$28,848
Home Insurance *$254$3,048
Property Taxes $380$4,560
Electricity $295$3,546
Total$3,333$39,996
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,274/yr
40% on housing$99,990/yr
45% on housing$88,880/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 45840$136
Hancock County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 45840$158
Hancock County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$475,500

For Sale by Agent

AgentDawn Heidlebaugh
BrokerageThe Danberry Co

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