See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

514 Liberty St, Findlay, OH, 45840

4beds
2baths
2,070sqft
$199,000
$96price/sqft
$1,493/moest. monthly cost
$59,720/yrincome needed

About This Home

Great location in the heart of Findlay. Both units have two bedrooms and one bathroom. The downstairs unit has decent storage, with access to the basement. Washer and dryer in basement for downstairs unit. Two living rooms downstairs. Upstairs unit has access to the roof deck through the laundry room. Separate utilities. Owner pays water. Roof 11 years old. Furnaces and water heaters less than 6 years old. Please give 24 hour notice for showings.

Getting Around

85
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
Donnell Middle SchoolGrades 5-80.7 mi
6/10
Findlay High SchoolGrades 9-121.5 mi
--
Northview Primary SchoolGrades K-22.1 mi

Construction

Condition

  • Year built: 1900

Materials

  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex

Interior

Appliances

  • Appliances included: Dishwasher,Water Heater,Dryer,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,070
  • Total interior livable area: 2,070 sqft

Property

Details

  • Parcel number: 210001031442

Lot

  • Lot size: 4,791 sqft
  • Features: Other
  • Lot size dimensions: 4,765

Parking

  • Total spaces: 2
  • Parking features: Assigned,Gravel,Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$106$1,272
Property Taxes $159$1,908
Electricity $222$2,664
Total$1,493$17,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,188/yr
40% on housing$44,790/yr
45% on housing$39,813/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 45840$137
Hancock County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 45840$158
Hancock County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2024-11-05Listed for sale$199,000
2010-03-06Listing removed$74,900
2009-11-08Price change$74,900
2009-10-21Price change$77,900
2009-09-17Listed for sale$79,900

For Sale by Agent

AgentChelsea Steinman
BrokerageKey Realty

Similar Homes