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120 Church Hill Dr, Findlay, OH, 45840

5beds
3baths
2,715sqft
$432,000
$159price/sqft
$3,051/moest. monthly cost
$122,040/yrincome needed

About This Home

Character galore! Discover a rare blend of timeless charm and solid craftsmanship in this meticulously maintained, all-brick south-end treasure. Built in 1963 with an unwavering standard of quality, this home boasts exceptional curb appeal, beautifully manicured landscaping, and a classic layout designed for comfortable living. Inside, you'll find expansive rooms, an abundance of storage, and unique vintage nuances like charming built-ins and a convenient laundry chute. Offering up to 5 spacious bedrooms—including a primary suite with its own private bath—and excellent closet space, there is room for everyone. While the home features fantastic bones and unique potentials like a designated wine room, it also offers peace of mind with extensive recent updates, including newer HVAC, hot water heater, roof, windows, concrete garage floor, and some kitchen appliances. Nestled on a quiet street within a highly desirable neighborhood, the massive, private backyard features a gorgeous paver patio perfect for relaxing or entertaining. Bring a little TLC to put your own finishing touches on this solid, spacious masterpiece and make it your own!

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
Donnell Middle SchoolGrades 6-81.1 mi
6/10
Findlay High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Crawl Space
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Early American
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Water Heater,Disposal,Electric Range,Gas Cooktop,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Chute,Main Level,Sink,Washer Hookup

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedroom5

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Features: Fireplace
  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Dual Closets,Eat-in Kitchen,Entrance Foyer,Primary Bathroom,Storage
  • Door features: Sliding Doors
  • Window features: Bay Window(s),Shutters,Window Coverings
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Attic Fan,Central Air

Interior Area

  • Total structure area: 2,715
  • Total interior livable area: 2,715 sqft

Kitchen

  • Features: Bay Window
  • Level: Main

Living Room

  • Level: Main

Other

  • Features: Ceiling Fan(s)
  • Level: Upper

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 590000270470

Features

  • Patio & porch: Rear Patio,Covered Porch

Lot

  • Lot size: 0.51 Acres
  • Features: Level
  • Lot size dimensions: 112X200

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Attached Garage,Driveway,Garage Door Opener,Heated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Ice Storm
Tornado
Winter Weather
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,184$26,208
Home Insurance *$231$2,772
Property Taxes $345$4,140
Electricity $291$3,494
Total$3,051$36,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,605/yr
40% on housing$91,530/yr
45% on housing$81,360/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 45840$136
Hancock County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 45840$158
Hancock County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$395,000
2026-08-14Price change$395,000
2026-08-04Price change$417,000
2026-07-13Price change$432,000
2026-06-24Listed for sale$459,000

For Sale by Agent

AgentTracy Haines-Koehler
BrokerageBHHS Koehler Realty

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