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7918 County Road 313, Bluffton, OH, 45840

4beds
3baths
1,763sqft
$364,900
$207price/sqft
$2,973/moest. monthly cost
$118,920/yrincome needed

About This Home

Welcome to 7918 County Road 313 - Where Craftsman Charm Meets Country Living. Sitting on just over an acre between Findlay and Bluffton, this classic Craftsman home blends timeless character with the updates that matter most - giving you the peace of mind to simply move in and enjoy. Major improvements include a brand-new septic system (June 2026) and a water heater (2025) means peace of mind for years to come. The home's story spans nearly a century - originally built in 1930, with additions throughout the 1970s, renovations in the 1980s, and a garage with a hideaway above completed in 2001 - each era adding its own layer of charm and functionality. Inside, you'll find two bedrooms and a half bath upstairs, plus a partially finished basement with a bathroom - an incredible bonus that delivers flexible living space and generous storage. Whether you need a hobby room, home gym, or simply room to spread out, the basement delivers. Step outside and soak in everything that makes this property truly special. The classic Craftsman front porch invites you to slow down, while a beautiful patio and elevated deck overlook a peaceful backyard - perfect for entertaining or simply unwinding at the end of the day. The 2 outbuildings set this listing apart. In addition to the attached garage, a dedicated shop building with a concrete floor and electricity serves as a third garage ideal for tools, mowers, campers, ATVs, seasonal gear, and business opportunities. The possibilities are truly endless. Properties like this - with acreage, character, and country privacy rarely stay on the market long. Schedule your private showing today and experience everything this one-of-a-kind rural gem has to offer.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
5/10
Cory-Rawson High SchoolGrades 7-125.1 mi

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Water Heater,Electric Cooktop,Electric Range,Water Softener Owned
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper

Family Room

  • Level: Main

Features

  • Eat-in Kitchen,Storage
  • Window features: Window Coverings
  • Flooring: Carpet,Hardwood
  • Finished area below ground: 625
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Hot Water,Oil
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,763
  • Total interior livable area: 1,763 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Lower

Other

  • Level: Main

Property

Details

  • Parcel number: 190001000108
  • Other equipment: Dehumidifier

Features

  • Patio & porch: Rear Patio,Covered Patio,Front Porch,Deck

Lot

  • Lot size: 1.39 Acres
  • Lot size dimensions: 247 x 247

Parking

  • Total spaces: 3
  • Parking features: Attached Garage,Detached Garage,Driveway,Private
  • Has garage: Yes
  • Attached garage spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Hail
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$195$2,340
Property Taxes $740$8,880
Electricity $193$2,320
Total$2,973$35,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,931/yr
40% on housing$89,190/yr
45% on housing$79,280/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 45840$136
Hancock County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 45840$158
Hancock County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$359,900
2026-08-13Price change$359,900
2026-07-23Price change$364,900
2026-06-05Listed for sale$379,900

For Sale by Agent

AgentJeremy Strapp
BrokerageColdwell Banker Flag City

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