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5562 State Route 12, Findlay, OH, 45840

4beds
3baths
2,464sqft
$525,000
$213price/sqft
$3,619/moest. monthly cost
$144,760/yrincome needed

About This Home

This home fills the desirable modern county dream. The '22 addition added the space needed to keep modern family lifestyles efficient. The kitchen/open family allows time together while doing homework, finishing laundry, preparing food, or even working remotely. There is also a partially finished basement ready to host games nights. The property is truly stunning, please make time to come out and view this one, before it's too late. (home has in-ground pool/3bay garage/2 bay garage/2 sheds) "

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Crawl Space
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Early American
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range Connection,Refrigerator,Water Softener Owned
  • Laundry features: Inside,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Partial,Sump Pump

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast Room

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Eat-in Kitchen,Primary Bathroom,Storage,Walk-In Closet(s)
  • Door features: Door Screen(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Finished area below ground: 380
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Electric,Propane
  • Cooling features: Attic Fan,Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,464
  • Total interior livable area: 2,464 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Other

  • Level: Lower

Property

Accessibility

  • Accessibility features: Stair Lift

Details

  • Parcel number: 100000023490

Features

  • Private pool: Yes
  • Pool features: Diving Board,Fenced,In Ground
  • Patio & porch: Side Porch,Front Porch
  • Exterior features: Courtyard,Fire Pit,Garden,Lighting,Private Yard,Storage
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Creek

Lot

  • Lot size: 1.92 Acres
  • Features: Irregular Lot,Rolling Slope,Secluded
  • Lot size dimensions: 300x120

Parking

  • Total spaces: 5
  • Parking features: Gravel,Attached Garage,Driveway,Heated Garage,Oversized
  • Has garage: Yes
  • Attached garage spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$281$3,372
Property Taxes $420$5,040
Electricity $264$3,171
Total$3,619$43,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,080/yr
40% on housing$108,570/yr
45% on housing$96,506/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 45840$136
Hancock County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 45840$158
Hancock County$157

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$480,000
2026-07-10Price change$525,000
2026-06-10Listed for sale$545,000

For Sale by Agent

AgentAnna Nicole Strunk
BrokerageHoward Hanna

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