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2425 Prospect Rd, Des Moines, IA, 50310

2beds
1baths
864sqft
$215,000
$249price/sqft
$1,663/moest. monthly cost
$66,520/yrincome needed

About This Home

Welcome home to this beautifully updated 2-bedroom, 1-bath bungalow where timeless character meets modern convenience. Refinished hardwood floors, abundant natural light, and a thoughtfully updated kitchen create a warm and inviting atmosphere from the moment you step inside. The spacious dining area opens to a charming screened-in porch—perfect for enjoying your morning coffee or relaxing while overlooking the generous backyard. The fully fenced yard offers privacy for pets, play, or entertaining, and the brand-new roof provides added peace of mind for years to come. Need room to grow? The walk-up attic offers incredible potential to finish into additional living space, a home office, or a cozy retreat. Additional updates to the plumbing, electrical, and HVAC add even more value, while the detached one-car garage provides convenient parking and extra storage. Ideally located in an established neighborhood with easy access to parks, shopping, dining, and downtown Des Moines, this move-in ready home is full of charm, functionality, and future possibilities. Don’t miss your opportunity to make it yours!

Getting Around

51
WalkingSomewhat Walkable
33
TransitSome Transit
33
BikeSomewhat Bikeable

Schools

2/10
Monroe Elementary SchoolGrades K-50.6 mi
5/10
Meredith Middle SchoolGrades 6-81.9 mi
3/10
Hoover High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1924

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Stove,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Dining Area,Separate/Formal Dining Room,Fireplace,Cable TV,Window Treatments
  • Flooring: Carpet,Hardwood,Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Fireplace Screen
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 864
  • Total interior livable area: 864 sqft

Property

Details

  • Parcel number: 08002559000000
  • Zoning: R

Features

  • Stories: 1
  • Fencing: Other

Lot

  • Lot size: 5,880 sqft
  • Lot size dimensions: 50 x 118

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage,One Car Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$134$1,608
Property Taxes $321$3,852
Electricity $121$1,452
Total$1,663$19,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,017/yr
40% on housing$49,890/yr
45% on housing$44,346/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$249This listing

vs Other Active Listings

Avg $/sqft

ZIP 50310$143
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50310$191
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-15Listed for sale$215,000
2025-02-28Sold$194,900
2025-01-02Pending sale$194,900
2024-12-27Price change$194,900
2024-11-21Listed for sale$200,000
2024-05-16Sold$100,000

For Sale by Agent

AgentJordan Bjorholm
Brokerage1 Percent Lists Evolution

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