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106 Church St, Frankfort, OH, 45628

4beds
2baths
1,970sqft
$225,000
$114price/sqft
$1,652/moest. monthly cost
$66,080/yrincome needed

About This Home

Step back in time and experience the charm of this 1892 vintage home. Historic details include high ceilings, original wood floors, original staircase, and a beautiful, ventless gas fireplace. The open kitchen has ample cabinet space (includes the stove, refrigerator and dishwasher) and adjoins the sunroom. The large formal dining and living areas will be perfect for entertaining. You'll love the main floor laundry convenience, spacious rooms, and plenty of closet space throughout. Outside, you'll find a lovely brick patio with a pergola, fenced yard, and an attached garage. This classic home is a rare opportunity to own a piece of the past while enjoying the comforts of today. Additional parcel #080801174000.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
Adena Elementary SchoolGrades PK-51.0 mi
3/10
Adena Middle SchoolGrades 6-81.0 mi
3/10
Adena High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Asphalt,Metal
  • Construction materials: Asbestos

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Block,Crawl Space,Partial

Bathroom1

  • Level: Main
  • Area: 42.5

Bathroom2

  • Level: Upper
  • Area: 44

Bedroom1

  • Level: Upper
  • Area: 240

Bedroom2

  • Level: Upper
  • Area: 196

Bedroom3

  • Level: Upper
  • Area: 140

Bedroom4

  • Level: Upper
  • Area: 140

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 294

Features

  • Ceiling Fan(s),Natural Woodwork
  • Window features: Double Pane Windows
  • Flooring: Wood,Vinyl Plank,Vinyl
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump,Propane
  • Cooling features: Central Air,Heat Pump

Interior Area

  • Total structure area: 1,970
  • Total interior livable area: 1,970 sqft

Kitchen

  • Level: Main
  • Area: 130

Living Room

  • Level: Main
  • Area: 315

Property

Details

  • Parcel number: 080801175.000 / 080801174.000
  • Exclusions: Window Curtains,And The Outdoor Rubbermaid Storage Shed.

Features

  • Levels: Two
  • Patio & porch: Patio-Covered,Porch-Covered
  • Fencing: Fenced

Lot

  • Lot size: 3,000 sqft
  • Lot size dimensions: 40 x 75

Parking

  • Total spaces: 1.5
  • Parking features: 1 1/2 Car,Attached
  • Has garage: Yes
  • Attached garage spaces: 1.5
  • Covered spaces: 1.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Ohio Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$123$1,476
Property Taxes $181$2,172
Electricity $211$2,535
Total$1,652$19,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,640/yr
40% on housing$49,560/yr
45% on housing$44,053/yr

Ohio FAIR Plan Programs

Ohio FAIR Plan Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 13,942Commercial: 466
Total Premiums$18.03M
Total Exposure$5.92B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.3%
8.3%
0%30.0%
Electricity Growth Rate10-year average: 5.9%
5.9%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 45628$246
Ross County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 45628$154
Ross County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentChristine Everson
BrokerageDwell Real Estate LLC

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